Ping An's credit card bill shows a negative number, which does not mean how much you overdraw, but that you have exceeded the limit. For example, if the credit limit of your Ping An credit card is 65,438+00,000 yuan, and you have used it all, and then there is-2,000 yuan, it means that you owe the bank 65,438+02,000 yuan, as follows:

1.

Overlimit: The credit limit of the bank is exceeded when swiping the card, because some credit cards of Ping An Bank support the over-limit limit.

2.

The sum of interest+principal generated exceeds the bank's credit line: you may not have paid it back last month, and then it has been maxed out this month, so the sum of your principal+interest exceeds the bank's credit line, which will also generate a negative number.