The owner is worth doing: Changxing Huaxia Credit Card
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1. Platinum card users can get 2% cash back for non-refueling consumption 1000, and can only return to 20 yuan every month; Respect for white means that you can get 6% cash back after refueling in 2000, and you can only return to 60 yuan every month.
2. Platinum card users can redeem 50,000 points for 5 car driving services. Zunshangbai can directly enjoy the 5-car driving service.
The main advantage of this card is that you can enjoy the cash back discount when you refuel, but it is not free and needs to meet the consumption standard, so it is not very good compared with the refueling rights of other car owners' credit cards.
annual fee
There are two kinds of this card: white and white. 200 yuan, the annual fee for white, is free in the first year, and the annual fee for the following year can be exempted if you spend 5 pens a year. The annual fee of Zun Shang Bai is 680 yuan, which can be exchanged for 50,000 points. The annual fee should not be too high, and it is easy to reduce the annual fee for bidding. You can choose whether to bid white or honor white according to your own conditions.
Entry-level Card: Huaxia Smart Card
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1. Cardholders can exchange points for Jifenbao at a ratio of 550: 100. You can use Jifenbao to deduct cash when shopping in Taobao.
2. Cardholders can enjoy 3 times points when they participate in business travel shopping or eating, drinking and having fun.
The rights and interests of this card are mainly concentrated on points. If you love shopping, you can deal with it. In addition, there is a discount on handling fees. Overpayment and cash withdrawal fees are free, and overdraft is also free for the first time.
annual fee
This is a gold card, with an annual fee of 200 yuan, which is free in the first year, five times a year for consumption or cash withdrawal, and free in the second year. The annual fee is not high, so it is easy to reduce it.
Consumption abroad offers many discounts: Huaxia Elite Global Credit Card.
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1. Cardholders can enjoy 1% credit card payment regardless of merchants' credit card consumption.
2. Cardholders can enjoy the rights and interests of the airport and high-speed rail VIP room three times a year.
3. Cardholders can enjoy the high-end courtesy of global 10 brand hotels.
The card right is still very good. As a world card, it is very suitable for people who often travel abroad or study abroad.
annual fee
This card has MasterCard version and UnionPay version, of which MasterCard is free of annual fee for life; The annual fee of UnionPay card is 680 yuan, which is free in the first year, and the annual fee is free in the following year if you swipe your card five times a year. Cardholders will not have any annual fee burden.
Many travel benefits: Huaxia Elite Zunshang Platinum Card
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1. Unlimited airport VIP room rights;
2. Free road rescue service throughout the year;
3. UnionPay 1 Yuan airport parking;
4. You can get double travel expenses by booking air tickets through Huaxia Business Travel.
The rights and interests of this card mainly lie in travel, and business travelers can apply for this card.
annual fee
The annual fee of this card is 680 yuan, which can be converted into 50,000 points. The annual fee is not low and cannot be waived, so it is not easy to reduce it. Therefore, if your financial conditions are average, you may have to bear some annual fee pressure to apply for this card.
The above is a summary of several good Huaxia Bank credit cards. Friends who plan to apply for a credit card at Huaxia Bank can learn about the four cards introduced above and choose a card that suits them according to their own needs.