In fact, you can pay without surfing the internet. If you have a credit card, you can call the service number of the card you use, and you can pay by phone. That's how I got it. The service number of ICBC I use is 95588, which is an automatic voice hotline and only charges local calls. It's very convenient, and online payment is ok, but telephone payment is not safe, and I'm not afraid of Trojans.