Generally, it is a kind of card, and China Merchants Bank's salary card is a savings card in the popular sense, also known as a smart card. One Card of China Merchants Bank is a personal financial basic deposit account provided by China Merchants Bank to the public and opened an account with a real name. It integrates current account, multiple deposits, multiple currencies and multiple functions into one card. There is no annual fee for bank cards, and naturally there is no overdraft function. Customers of China Merchants Card Gold Card can enjoy free handling fee for ATM withdrawals in different places, half the counter rate and other benefits, and they will also enjoy fast-track treatment (priority call) and independent choice of personalized card number when handling business at the counter. However, the handling fee for the general card of China Merchants Card cannot be discounted, and the handling fee for remote teller machines cannot be exempted.

The main functions of China Merchants Bank's payroll card and ordinary debit card are the same, except that the payroll card is paid by the bank. The salary card charges of China Merchants Bank are as follows:

1. Payroll agents (one-card debit cards) at China Merchants Bank are exempt from annual fees and small account management fees.

second, if the professional version of online banking is opened, 6 yuan handling fee will be charged.

III. The collection of online transfer is as follows:

1. Transfer to personal (including: one-card account, passbook account and credit card account) and enterprise account of China Merchants Bank in the same city: under normal circumstances, funds will be received in real time, and no handling fee will be charged;

2. In case of transferring money to other bank accounts in the same city, the funds can be received within 2 working days under normal circumstances, and a handling fee of RMB 2 yuan will be charged for each transfer transaction; If you choose the fast arrival mode, under normal circumstances, the funds can arrive in the account within half an hour, and the handling fee for each transfer transaction is RMB 3 yuan;

3. Remittance to individual (including one-card account, passbook and credit card) accounts, enterprises and institutions of China Merchants Bank in different places. Under normal circumstances, the funds will arrive in real time; A handling fee of .2% of the remittance amount is charged for each remittance transaction, with the lowest handling fee in 5 yuan and the highest in 5 yuan; 4. For remittance to other bank accounts in different places, if you choose the ordinary arrival mode, the funds can be received within 5 working days under normal circumstances. A handling fee of .25% of the remittance amount is charged for each remittance transaction, with the lowest handling fee in 5 yuan and the highest in 25 yuan. For those who choose the fast payment mode, funds can be paid within half an hour under normal circumstances, and a handling fee of .6% of the remittance amount is charged for each remittance transaction, ranging from 5 yuan to 5 yuan.