Credit cards are generally repaid 20 or 25 days after the bill date. After swiping the card, if the consumption amount is not recorded, the cardholder can repay in advance. The repayment period of a credit card is basically to remind the cardholder of the last repayment time, and the arrears must be returned on the last repayment date. The billing date and repayment date of most banks can be changed. If the user's repayment date is not suitable for him, he can apply to the bank for change.

The normal repayment time of a credit card is between the billing date and the final repayment date. Repayment before the bill date is prepayment. If it is not a special case, prepayment is not recommended, and frequent prepayment is not conducive to the improvement of credit card limit.

Can a credit card repay the loan at a minimum?

Credit cards can be repaid at a minimum. After selecting the minimum repayment amount, the repayment bill page will have the minimum repayment amount and time; If the user chooses full repayment, the minimum repayment cannot be made, and the arrears need to be paid off in one lump sum.