The rights and interests of CITIC Platinum Queen Card and Yan Platinum Card are different. 480 yuan, the annual fee of Platinum Card, the annual fee is reduced in the first year, and the annual fee is reduced by swiping the card (including cash withdrawal) 12 times in the second year, and so on. The longest interest-free repayment period of Yan Baijin Card is 50 days.

CITIC Platinum Card will charge an annual fee after upgrading from Puka to Platinum Card, which cannot be offset by points. It will be deducted after the user explicitly upgrades, regardless of whether you open the card (Platinum Card). CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct centralized operation, independent accounting, corporatization and professional management of credit card business.