If the transaction fails and the funds are returned, the refund time is different according to the credit card entry rules of each bank. Please pay attention to the bank card entry on the T+2 day when Alipay reminds you of the arrival time. 1. Balance payment: return the balance of Alipay account in real time. 2. Yu 'ebao Payment: Return Yu 'ebao in real time. 3. Bank card payment: depending on the card type, the refund time is 3-7 days. Tips: Generally, banks don't send SMS notifications, which doesn't mean that the money is not recorded. It is recommended to log in to online banking to check the details of income and expenditure. If you pay by credit card, you need to check whether the bill has been issued.