The credit card will not be sentenced immediately after overdue prosecution, and the public security will not arrest people immediately.

if the bank directly files a lawsuit with the court, it will be criminally detained first, but this one will not arrest anyone, and will issue a summons to appear in court to answer the lawsuit, and then wait for the transfer to the procuratorate for public prosecution, and then arrest someone, and then you will be required to pay back after the judgment. If you refuse to implement it, you may be included in the list of people who have lost their trust.

if it is seriously overdue, the overdue time is more than 3 months, and the principal owed by the bank is more than 5, yuan after two effective collections, this situation has already constituted the crime of credit card fraud by maliciously overdrawing the credit card. The bank can directly report the case to the public security organ, and the public security organ will accept the report and file a case for suspected credit card fraud, and then arrest people.

Extended information

Legal basis of sentencing standards for credit card fraud:

According to Article 196 of the Criminal Law, those who commit credit card fraud shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 5 years and not more than 1 years, and shall be fined not less than 5, yuan but not more than 5, yuan;

if the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated.

people's network-seriously overdue credit card? A young man was sentenced to one year in prison.