How to check the statement date and repayment date of China Construction Bank credit card?

Customers can check the billing cycle in the "Overview" through the "Credit Card-Bill Inquiry" menu of CCB Mobile Banking, and the expiration date is the billing date. In addition, the customer's billing date will also be indicated on the card letter when the customer receives the CCB credit card, and multiple CCB credit cards must use the same billing date.

On the credit card statement date, CCB will send the CCB credit card statement to the customer through the bill delivery method agreed with the bank when the customer signed the contract. The customer's current credit card repayment date will be clearly marked on the statement.

(In case of business changes, please refer to the actual situation.)

How to calculate the bill date of CCB credit card

The repayment date of CCB credit card is 20 days after the bill date . For example, the 2nd of each month is the billing date, and the due payment date is the 22nd of the month.

The billing dates available for CCB credit cards are: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27; the cardholder’s The billing date can be found on each month's bill. The billing date of CCB credit card can be adjusted, but the billing date can only be modified once in a calendar year.

For example: If the 17th of each month is the billing day, and if one purchase is made on May 18th and credited to the account on that day, then the CCB credit card repayment date will be 20 days after the billing date (June 17th) , that is, July 7, and the interest-free period for this consumption is 50 days (May 18-July 7).

If a purchase is made on May 17 and is credited to the account on the same day, then the CCB credit card repayment date is 20 days after the bill date (June 6), and the interest-free period for the purchase is 20 days. (May 17-June 6).

CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.

Extended information

During the interest-free repayment period: The interest-free repayment period refers to the interest-free period for consumption transactions enjoyed by cardholders who repay in full on time. The interest-free period starts from the bank accounting date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period.

If you fail to repay in full before the due payment date, you will not enjoy the interest-free period. China Construction Bank will charge interest at a daily rate of 5/10,000 and compound interest on a monthly basis. The interest accrual date is from the date of consumption to the repayment date, and the interest accrual principal is calculated based on the actual amount payable.

If you fail to repay before the due payment date or the repayment amount is less than the minimum repayment amount, China Construction Bank will not only charge interest according to regulations, but also charge the unpaid portion of the minimum repayment amount. 5% late payment fee is charged.

Baidu Encyclopedia - China Construction Bank Credit Card

Does the consumption on the CCB Credit Card statement date count as this month or next month?

It counts as next month.

The billing days available for China Construction Bank include the 2nd, 5th, 7th, 10th, 12th, 13th, 15th, 17th, 19th, 22nd, 23rd, 24th, 25th, 26th and 27th of each month. The amount spent before 23:59 on the day before the bill date will be repaid on the bill date of this month, and will be recorded in the next month's bill thereafter.

Repayment method:

1. Log in to the ATM repayment homepage of the account opening bank and click on credit card repayment;

2. Fill in the credit card repayment information: follow the prompts , select the credit card issuing bank, enter credit, cardholder name, monthly repayment date, repayment amount and contact information and confirm;

4. Complete the payment in the transfer-out debit card online banking: follow Tip, use other bank’s debit card to complete the payment through online banking;

5. The repayment is completed, the transaction is inquired, and the receipt is printed.

Extended information

1. Starting from February 16, 2016, the agreed time for debiting the repayment account of Long Card Credit Card will be adjusted to the morning of the due repayment date.

CCB will deduct the money from your agreed repayment account on the morning of the due repayment date. Please deposit the repayment amount into the agreed repayment account before 7:00 am.

2. If the payment is not deducted successfully on the day due to system processing time difference and other reasons, CCB will make a make-up deduction on the morning of the third day after the due payment date. Successful make-up deduction will still be regarded as normal repayment. .

3. The repayment time for customers with other repayment methods remains unchanged.

If the repayment is not successful on the day due to transfer time differences and other reasons, if the repayment amount can be ensured to be received before 7:00 am on the third day after the due payment date, it will still be regarded as normal repayment.

Reference source Baidu Encyclopedia - Credit card repayment

Reference source China Construction Bank - Bill installment payment

What are the billing date and repayment date of CCB credit card? when?

1. 20 days after the bill date.

2. The so-called repayment date refers to the last date stipulated by China Construction Bank when the cardholder should repay the entire repayment amount or the minimum repayment amount. The repayment date for CCB credit cards is 20 days after the statement date. For example, the 5th of each month is the billing date, and the payment due date is the 25th of the month. The billing dates available for CCB credit cards are: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27; the cardholder’s billing date can be from each month Check it on the bill. The billing date of CCB credit card can be adjusted, but the billing date can only be modified once in a calendar year.

3. The repayment date for China Construction Bank credit card is the 20th day after the statement date. If your statement date is the 24th, then the repayment date is the 14th of the next month. The calculation of the repayment date must be different. Big and small moon. The billing date of a credit card is the day when the bank settles the cardholder's consumption and repayment status every month before (including the billing date). After the billing date, a bill will be formed, which records the cardholder's consumption record and repayment due. Amount and other information. The bank will mail the settled paper statement to the cardholder or send an electronic statement to the cardholder's mailbox after the statement date. The repayment date is the day on which the cardholder repays the card. The repayment cannot be later than the repayment date. Generally, the repayment amount should be paid before the repayment date. If you repay later than the repayment date, it will be overdue and the cardholder will have a bad credit record.

The billing date of ICBC credit card is the end of each month, that is, the 30th or 31st, and the repayment date is the 25th of the following month. Assume that you consume on the 1st of the month and repay on the 25th of the following month. Enjoy a long 56-day interest-free period. ICBC's billing date and repayment date are fixed, which is better than other banks. Other banks do not have fixed billing dates and repayment dates. ICBC credit card installment payment is divided into 3, 6, 12, 18, and 24 installments. The amount of each installment is the consumption amount divided by the number of installments. The ICBC credit card installment payment fee is paid in the first installment. In short, the repayment date for ICBC credit cards is fixed, which is the 25th of the following month.

What does the billing date of CCB Long Card Credit Card mean?

The billing date of CCB Long Card Credit Card means that the user’s transaction principal, fees, etc. during the billing cycle are summarized and settled every month. The date on which interest accrues.

After the credit card is approved, the user will have a fixed billing date (the billing date will be indicated on the card letter attached to the card when the user receives the card, and multiple credit cards must use one billing date) .

Each credit card billing date corresponds to a different repayment date, and the credit card repayment date can be adjusted by modifying the billing date. The billing date of a credit card can be modified once a year, but the time interval between two modifications cannot be shorter than one year.

Extended information

There is a grace period for credit card repayment of China Construction Bank

China Construction Bank provides a grace period service for credit card repayment. There is no need to apply for this service, and the time is due The third day after the repayment date. If the user repays the loan within the repayment grace period, China Construction Bank will treat it as on-time repayment.

If the repayment is not successful on the day due to transfer time differences and other reasons, please ensure that the repayment amount is received before 7:00 am on the third day after the due payment date, and it will still be regarded as normal repayment.

China Construction Bank - How to check the billing date of a credit card

China Construction Bank - Is there a grace period for credit card repayment

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