How about Industrial Bank's credit card

Industrial Bank's credit card is ok, the application is relatively easy, and the service is not bad. Generally, the general card of Industrial Bank is free of annual fee in the first year, while the gold card needs to meet the corresponding credit card conditions or the number of points, while the platinum card charges an annual fee no matter how much it costs. Taobao card is a general card, and if it is replaced by a platinum card (standard version), it will charge an annual fee of 2,6 yuan, but the corresponding platinum card has many discounts in all aspects.

annual fee-free policy: Puka Gold Card swipes the card five times to avoid the annual fee for the following year;

handling fee for cash advance: RMB: 2% of the cash advance, the minimum RMB2 yuan/transaction (regardless of the same city and different places), 2% of the cash advance, and the minimum USD2 yuan/transaction (regardless of the same city and different places);

Multi-account management: the line * * * enjoys independent repayment on the billing day;

installment business: installment business is supported, including interest-free installment for specific merchants (3, 6, and 12), installment payment for bills (3, 6, 12, 18, and 24 installments for commodities and merchants), and installment for single consumption (3, 6, 12, 18, and 24 installments). You can use a credit card for single consumption in 1 yuan.

billing date: according to different card types, the billing date is different, and the cardholder can change it every six months;

card types: general card (with a quota of 15-5 yuan) and gold card (with a quota of 7-5 yuan);

Industrial Bank was established in 1988 and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 3 banks in the world. Industrial Bank Credit Card Center was established in July, 24. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.

in order to better serve customers and enrich the product functions of credit cards, Industrial Bank credit cards have promoted a number of withholding and remittance services in different cities across the country. Business types mainly include: mobile phone fee withholding of China Unicom, telecom fee withholding, tap water fee withholding, electricity fee withholding, gas fee withholding, gas card withholding and so on. With the continuous development of new business, Industrial Bank Credit Card will strive to develop diversified withholding services according to market conditions to meet the payment needs of different customers.

how about the industrial bank credit card?

Any bank has two sides, good and bad. We can't generalize, but generalize. We should treat it rationally, split it in two and analyze its advantages and disadvantages. Industrial Bank is a formal bank. It was established in August 1988 with the approval of the People's Bank of the State Council and the People's Bank of China of the People's Republic of China. Industrial Bank is the first joint-stock commercial bank in Chinese mainland. Since its establishment, it has become one of the few national joint-stock commercial banks in China and has been well received by all walks of life at home and abroad.

Advantages of Industrial Bank's credit card:

Saving money: Under normal circumstances, Industrial Bank's credit card should pay an annual fee, but Industrial Bank also provides a preferential activity policy for the annual fee. The Industrial Bank credit card handled in the first year can enjoy the annual fee-free policy. In the first year, you can also waive the annual fee for the next year. As long as you swipe your card with any amount of industrial credit card for five times, you can save a lot of annual fee funds and enjoy it for free.

large amount: customers generally do not choose small industrial bank credit cards. The maximum amount of the Industrial Bank's credit card Jinpu Card can reach 5, yuan, so there is no trouble with the low amount.

points: Industrial Bank will provide points for customers' credit card consumption, and customers can get gifts through the corresponding points provided by Industrial Bank. After the card expires and the cardholder renews the card, the points will be automatically renewed.

Simplicity: The application process of Industrial Bank's credit card is very simple, and there is no need to provide guarantor and deposit. Industrial Bank can issue credit cards according to the applicant's personal credit situation.

universality: industrial bank credit cards can be consumed by special merchants with unionpay logo all over the country, and can also be withdrawn from ATMs with unionpay logo all over the country.

security: in order to ensure the security of customers using the card, customers can enjoy the security guarantee of zero card loss risk.

convenience: customers don't have to travel around when repaying, and they can also realize the credit card repayment business of Industrial Bank across banks.

quickness: in general, in order to avoid overdue repayment, customers repay and transfer money in advance, and the bank card of Industrial Bank can arrive in real time. :

Credit card application conditions of Industrial Bank

1. The age is between 18 and 6. If you apply for an online credit card, you need to be between 22 and 6;

2. Have full capacity for civil conduct;

3. The card applicant is at least 14 years old;

4. Good personal credit, preferably no overdue records;

5. Have a stable income and job;

6. The applicant has a local branch of Industrial Bank.

In addition, if the applicant can provide more financial proof, Industrial Bank will increase your credit card limit according to your financial situation.

Is the credit card of Industrial Bank good?

Relatively speaking, the credit cards of commercial banks are a little easier than those of the four major state-owned banks in China. Each bank's credit card has its own characteristics and procedures. The credit cards of China Merchants Bank, Bank of Communications, China CITIC Bank and China Guangfa Bank are easier to handle than those of the four major banks.

according to article 7 of the measures for the supervision and administration of credit card business of commercial banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

First, China Merchants Bank Credit Card

The best credit card for China Merchants Bank is the YOUNG card, which is tailor-made for the younger generation. You can apply for a small white collar just after graduation, and college students who have reached the age of 18 can also apply for a formal internship contract.

friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing money is quite high. Moreover, China Merchants Bank supports the WeChat withdrawal test. Once the test passes, it can quickly withdraw the amount, which is simple and rapid, which is so powerful.

Second, Bank of Communications Credit Card

The Y-power card for Bank of Communications is often recommended, with a cash withdrawal limit of up to 1%. There is no annual fee for the first year, and the annual fee for the next year can be waived by swiping the card six times, which is very powerful.

The usual activities are also super powerful, such as the annual necessary activities: the most red star period on Friday, the most super red star period on Friday, and weekly brushing. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.

Third, Ping An Bank Credit Card

Ping An Bank has also expanded rapidly recently, supporting insurance policies. Compared with China Merchants Bank and Shanghai Pudong Development Bank, the preferential activities of Ping An Bank's credit cards are not outstanding. However, the owner card of Ping An Bank is very powerful for car owners, because there are many gas concessions.

Fourth, CITIC Bank Credit Card

It is recommended to apply through the Internet, which is quite efficient. Generally, short messages will be accepted by the bank within 24 hours. Auditing information is very simple, as long as you provide a copy of your ID card. But as for the amount, it is very difficult.

from time to time, CITIC's credit card activities are quite powerful. In recent years, the "9-point redemption" activity has gained a good reputation, but it has been criticized by everyone for adjusting its strategy. However, I still recommend its Platinum Card and JD.COM White Card.

V. Credit Card of Guangfa Bank

Guangfa is called an iron rooster, mainly because it is difficult to raise the amount, but there are still many preferential activities. The best credit card for Guangfa Bank is undoubtedly Guangfa True Love Credit Card. As long as you are a female customer and can provide stable income proof and personal information, there is no obstacle to applying for this card.

VI. Credit card of China Everbright Bank

It is relatively easy to get the card, and the amount is high. You can apply for adjusting the amount for half a year, which is generally doubled at a time. The best thing is that there are many points activities, often several times the points are delivered, and online transactions are also counted as points.

Actually, at present, as long as your credit qualification is good enough, you can apply for a credit card at any bank. If you repay the loan in time and use the card reasonably, the credit limit will go up.

This is the end of Zhihu's introduction about Industrial Bank's credit card and Industrial Bank's credit card. Did you find the information you need?