2. Inquire about the card opening records in the customer's personal credit report in the last 6 months. If the applicant applies for too many credit cards during this period, it is also impossible to apply for a loan.
3. Query the current status of any individual loan of the customer. If it is in an overdue or abnormal settlement state, it is also impossible to apply for a loan.
4. The number of consecutive overdue loans for a single loan shall not exceed 2 times. All loans overdue residents can't apply for a loan for 5 times.
5. Any card in all quasi-credit cards under the customer's name is overdue. Stop payment, freeze or bad debts, etc. , and does not approve the fast loan line of CCB.
6. The cumulative overdraft days of all quasi-credit cards in the customer's name in the last 24 months are greater than or equal to 9 1 day. It is also not allowed to approve the fast loan quota of CCB.
7. CCB needs to check the applicant's personal credit information for fast loan. If the above problems occur in the applicant's credit investigation, the user cannot apply for the corresponding loan amount. If the customer does not meet other requirements for fast loan processing, it will not be able to obtain the quota through audit. Usually, if you want to recover fast loans, it is best to use less credit cards and other loans during the fast loan period.