1: Unexpected annual credit card fee.
Under normal circumstances, there is no annual fee for credit cards that are not activated. Except for some special credit cards, there is an annual fee even if they are not activated, such as platinum cards. If you don't know the annual fee, overdue repayment will affect your personal credit record. Owning the card fee is a trivial matter, but it will affect your personal reputation.
2. Consumption after being swiped by others.
If these inactive credit cards are stolen by others, they are likely to be activated by card opening, and the danger of stolen credit cards will bring economic losses to cardholders. The seriousness of stealing brushes should not be underestimated.
3. Affect personal reputation and future credit card applications.
As long as the credit card is approved, whether it is opened or not will be recorded in the cardholder's personal credit information system, and it will have an impact if you want to apply for a bank credit card in the future. When approving a credit card application, the bank will check the applicant's personal credit report. If this kind of sleep card is shown too much in the report, banks will consider the needs or integrity of cardholders, which will reduce the success rate of credit card approval to some extent.