Yes, the credit card limit is granted based on your credit and assets. You can use your credit card to make purchases when you make purchases.

1. Make timely repayments without default.

2. Consume rationally and avoid excessive consumption.

3. Keep your credit card safe.

Credit card

1. Credit card, also known as credit card, is a credit certificate issued by a commercial bank or credit card company to qualified consumers. Its form is that the name of the card issuing bank, validity period, number, cardholder name and other contents are printed on the front, and there is a magnetic stripe and signature strip on the back. Consumers with credit cards can purchase or consume at the special merchant service department, and then the merchant and cardholder will settle the bill. The merchant and cardholder can overdraw within a specified amount.

2. The credit card stipulated in the relevant laws of our country (Interpretation of the Standing Committee of the National People's Congress on the Regulations of the National People's Congress on Credit Cards) refers to the electronic payment issued by the People's Republic of China. Card. Commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loans, transfer settlement, cash withdrawal, etc. On December 1, 2017, the "Code of English Translation for Public Security Services" was officially implemented, stipulating that standard English credit cards are called credit cards. Credit card consumption is a form of non-cash transaction payment that does not require cash payment and is repaid on the bill date. Credit cards are divided into credit cards and quasi-credit cards, which refer to credit cards in which the cardholder has a certain credit limit and can repay before spending within the credit limit; credit cards are generally credit cards.

3. Main features do not encourage cash advance, spend first and repay later, enjoy interest-free repayment period, can repay in installments by yourself (minimum repayment), join VISA, MasterCard, JCB and other international credit card organizations Available worldwide. It is one of the fastest growing financial businesses today and is an electronic currency that can replace traditional cash flow to a certain extent. It has both payment and credit features. Cardholders can use them to purchase goods or services, and they can also use their credit cards to obtain certain loans from card issuers. It is one of the high-tech products that integrates financial services and computer technology. Reduce the use of cash currency. Billing services can be provided to facilitate shopping and consumption and enhance a sense of security. It can simplify the collection procedures and save social labor. It can promote the sales of goods and stimulate social demand.