Credit card is to use the bank's money to spend first, that is, overdraft consumption. When handling a credit card, you should determine the overdraft limit of the credit card according to your work and income. Credit cards can be repaid in installments or purchased in installments, but it depends on the merchant and the bank. Not all merchants have this kind of business.

Generally, the amount of credit card processing ranges from 30 million to 50 thousand. To apply for a credit card, you need an ID card, personal information, related information of immediate family members, mobile phone number, etc. And you can come to the bank, or you can come to the door by a bank salesman.