Half a month. China Merchants Bank credit card points will be credited to your account the next day after the purchase is recorded. If a subsequent credit card refund occurs, the points for this purchase will be deducted. It takes about half a month to receive the items redeemed with China Merchants Bank credit card points. CMB credit card points will generally be posted on the next day of the transaction date, and the points will be credited to your account 1-2 days after being posted. But it is not given in real time during the day, but synchronized at midnight.