Credit card cash withdrawal interest will be reflected in the "current available limit", but it is not displayed in time. There are some issues that need to be paid attention to, which is the time of crediting.
Hello, classmate, because you are For those who just withdrawn cash on the 7th, there is also time to deposit the cash into the account (the handling fee will be recognized and deducted by the system only after the withdrawal is credited), so the handling fee and interest may not be withdrawn in time. Please check online on the 8th. I suggest you If you check today, the 9th, you should see the handling fees incurred. The interest can also be calculated based on the available balance. The interest settlement is like this. The day's interest can only be seen by customers after the system batch processing time. For example, if your interest today is 1 yuan, then this 1 yuan is falsely recorded in your account today. Not mentioning the current available limit, after today, after the system settles, the 1 yuan will be included in your total debt. If you repay the money on the same day and enter it into your account, then the interest on that day will not be deducted. . If you withdraw 2,000 yuan, plus the handling fee, and calculate the interest together, the interest rate will be 50,000 per day, which is a little more than 1 yuan.
If you want to know the interest accrued, in addition to checking the available limit online as you just said, the most direct way is to call customer service and ask about the current withdrawal interest. The premise is that you are here All withdrawals made before the first withdrawal will be repaid.
What you understand is correct. The 3,300 is to be repaid the bill first, then the handling fee of 20 yuan and the interest (already recorded), and the remaining part will be deducted from the principal of the cash withdrawal. Therefore, you It is necessary to pay back nearly 900 yuan to fully repay the cash withdrawal without interest accruing.
By the way, if you want to see the interest generated by the withdrawal of 2,000, you can wait until the bill is settled, 0405, and you will be able to see the clear interest, because the interest will be done on each bill. Summarized at one time.
I hope this helps and wish you a happy card use!