By looking at the account opening data and account flow, we will conduct a comprehensive investigation on the risks of gambling and fraud in the personal and company accounts in stock in the whole bank. For the accounts that meet the suspicious characteristics, we will verify the identity of customers by reading the account opening data, analyzing the account transactions, contacting customers by telephone, conducting on-site due diligence and other ways, check the authenticity of customer account opening data, the willingness to open accounts and the rationality of transactions, judge the suspicious degree of accounts, take corresponding control measures according to the suspicious degree of accounts, and standardize the market order of payment and settlement services.

Legal basis:

Article 65 of the Measures for the Administration of RMB Bank Settlement Accounts. Depositors shall not commit any of the following acts when using bank settlement accounts:

(1) Transfer company funds to individual bank settlement accounts in violation of the provisions of these Measures.

(2) withdrawing cash in violation of these measures.

(3) Avoidance of bank debts by opening a bank settlement account.

(4) leasing and lending bank settlement accounts.

(5) transfer money from a bank settlement account outside basic account, deposit sales income or deposit cash into the unit credit card account.

(6) the legal representative or principal responsible person, the depositor's address and other account opening information are not notified to the bank within the prescribed time limit.

Non-operating depositors who commit one to five acts listed above will be given a warning and fined by 1 yuan; Business depositors who commit one to five acts listed above shall be given a warning and fined between 5, yuan and 3, yuan; Depositors who commit the sixth act listed above shall be given a warning and fined by 1 yuan.