The initial amount of credit cards is generally low. In order to obtain a high quota, users should not only have excellent qualifications, but also pay attention to their own card raising skills. If you want to increase the credit card limit, you can't increase it, and the possibility of applying for withdrawal is the majority. Then, how can the credit card withdrawal application be rejected? These are the main reasons!

1. Now is not the time to increase the amount. If you want to increase the credit card limit, the user's card use time must meet the standard, because each bank takes a different time to withdraw the credit card, which is usually the first time to withdraw the credit card after 6 months. Therefore, if you want to increase the credit card limit, the user's card use time must meet the requirements.

2. Insufficient qualifications. Each credit card application platform has its own routine for improving the credit card limit, and can only improve the limit according to their operations. For example, China Merchants Bank likes small consumption, and users have to use the card according to the requirements of the bank in order to withdraw cash smoothly.

3. The swiping posture is incorrect. The rate of credit card POS machines is uniform, which is 0.6%. Only public POS machines are lower than this ratio. If users often brush public welfare POS machines, banks can't get income. Moreover, if the user only brushes a POS machine, there will be an abnormality in swiping the card, and it is impossible to withdraw cash at this time.

4. Wind control. If there are credit card risk behaviors, such as sudden large-value transactions, or suspicious behaviors of overseas transactions and cashing, they may be included in the risk investigation period by banks. During this period, users can't increase the quota, and if the circumstances are serious, they will even be banned.

5. The repayment is not timely. If the user is overdue during the card use period, or there are overdue records in the credit report during this period, the credit limit cannot be increased at this time. Not only that, but it may even face a reduction in the quota.

The above is the situation that led to the rejection of the credit card withdrawal application. Users can find out the problem according to their actual situation, and then take measures to solve the problem, so that it is possible to increase the credit card limit. In addition, users should not blindly pursue high quotas, otherwise there will be excessive consumption and eventually inability to repay.