1. If the China Merchants Bank credit card application progress query is completed, it means it has been passed. The next step is to make the card and mail it.

2. It usually takes 10 working days from the review department receiving the application materials to the credit card review being completed.

3. After passing the review, the card will be produced within 2 working days and then sent by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days. You can check the official website and the credit card center to check the card processing progress. If it is under review, wait patiently; if it fails the review, it means it has not been approved. Extended information

Application conditions:

(1) Chinese residents, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who are over 18 years old, have full capacity for civil conduct, and have good credit, You can apply for a personal credit card master card from the card issuer with your valid identity document. The main cardholder of the personal card can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct.

(2) Any enterprise, administrative institution, social group, other economic organization authorized by a legal person, etc. that opens a basic deposit account in a financial institution within the territory of China and has independent legal person status can apply for a basic deposit account issued by the People's Bank of China. Apply for an organization card from the card issuer with the basic deposit account opening license and other supporting documents (if you need to apply for an international organization card, you must also have a foreign exchange settlement account).

The qualification of the company card holder shall be designated and revoked in writing by the legal representative of the company or his authorized person. The applicant unit shall bear all debts incurred by the unit card.

(3) When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully according to the card issuer's regulations and submit the relevant supporting documents required by the card issuer, and agree to the card issuer's request to any Relevant departments, units and individuals understand and inquire about the credit status of applicants, and retain and use relevant data.

(4) Based on the applicant's credit status, the card issuer decides whether to issue a card, whether to require the applicant to provide guarantee and the method of guarantee, determines the method and type of card collection, and the credit limit to be granted to the applicant, etc. . Unsuccessful application materials will not be returned.

(5) The ways in which the applicant provides guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract should be signed separately for guarantee. The scope of guarantee covers all debts incurred by cardholders under their credit cards (including but not limited to principal and interest of overdrafts within the credit limit and overdrafts beyond the credit limit, over-limit fees, late fees and recourse fees).

(6) After receiving the credit card, the cardholder should immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card for transactions, otherwise, The cardholder is responsible for any losses incurred. The card issuer also provides the cardholder with the inquiry password and transaction password through designated channels.

Baidu Encyclopedia-China Merchants Bank Credit Card