No, first of all, bad credit information affects the economic life of the parties, such as handling credit cards and loans. Generally speaking, parents with bad records will not affect their children, because in the credit center, they are all independent credit bodies and have nothing to do with each other. At the same time, the credit information system itself does not have a blacklist, but only objectively records the credit status. The blacklist is listed by financial institutions such as banks themselves. Credit investigation means that a professional and independent third-party organization establishes credit files for individuals or enterprises, and collects and objectively records their credit information according to law. And provide credit information services to the outside world according to law, which provides a platform for professional credit institutions to enjoy credit information.

Several Provisions of the Supreme People's Court Municipality on Restricting the High Consumption and Related Consumption of the Executed Person

Article 1 If the executed person fails to fulfill the payment obligations specified in the effective legal documents within the period specified in the enforcement notice, the people's court may take measures to restrict his high consumption and related consumption that is not necessary for his life or business. The people's court shall take measures to restrict consumption of the person subjected to execution who is included in the list of people subjected to dishonesty.

Article 3 If the person subjected to execution is a natural person, he/she shall not engage in the following high-consumption and non-essential consumption behaviors after taking consumption restriction measures:

(1) When taking the means of transportation, he/she shall choose the second-class or above cabins of airplanes, trains and ships;

(2) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;

(3) purchasing real estate or building, expanding or high-grade decorating houses;

(4) renting high-grade office buildings, hotels, apartments and other places for office work;

(5) purchasing vehicles that are not necessary for operation;

(6) Travel and vacation;

(7) children attend private schools with high fees;

(8) paying high premiums to purchase insurance wealth management products;

(9) Other non-essential consumption behaviors such as taking all the seats on the G-prefix EMU train and the first-class or above seats on other EMU trains.

if the person subjected to execution is a unit, the person subjected to execution, its legal representative, main person in charge, the person directly responsible for influencing the performance of the debt and the actual controller shall not carry out the acts specified in the preceding paragraph. Anyone who uses personal property for private consumption to commit the acts specified in the preceding paragraph may apply to the enforcement court. If the examination by the enforcement court is true, it shall be allowed.

second, does the father's blacklist affect his children

it depends. Father's blacklisting will be restricted from high consumption. There is not much influence on children, unless there is inheritable property for children to inherit, which will bear some responsibilities and have some influence on their schooling, mainly affecting their children's attendance at private institutions of higher learning. Article 1

of Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Breach of Trust, if the executed person fails to perform the obligations specified in the effective legal documents and has one of the following circumstances, the people's court shall include him in the list of executed persons with bad faith and punish him with credit according to law:

(1) If he has the ability to perform and refuses to perform the obligations specified in the effective legal documents;

(2) obstructing or resisting execution by forging evidence, violence or threats;

(3) evading execution by means of false litigation, false arbitration or concealing or transferring property;

(4) violating the property reporting system;

(5) violating the consumption restriction order;

(6) refusing to perform the settlement agreement without justifiable reasons.

third, will personal debt disputes affect children and parents?

If it's personal debt, parents and children will not be involved in the personal debt dispute. However, due to the fact that both husband and wife have property, they will bear joint and several liability. The joint debt of husband and wife is the debt owed by both husband and wife or one of them to a third person during the marriage relationship. Generally, it includes the following aspects: (1) the property borrowed by one party before marriage has been converted into the same property of husband and wife, and the debts incurred for purchasing these properties; (two) the debts incurred by the husband and wife for the family; (3) Debts incurred by the husband and wife who are engaged in production and business activities together, or debts incurred by one party engaged in production and business activities, and the business income is used for family life or shared by the spouses; (4) Debts incurred by one or both spouses in treating diseases and treating patients with legal obligations; (five) debts incurred for raising children; (six) debts incurred by supporting the elderly who have the obligation to support; (seven) debts incurred to pay for the education and training expenses of one or both spouses; (8) Debts incurred for paying just and necessary social communication expenses; (nine) the husband and wife agreement as * * * the same debt; (ten) other debts that should be recognized as the same debts of husband and wife.