1. Improve the credit score: improve the personal credit score by repaying the loan on time and controlling the credit card usage limit, thus increasing the credit limit and the possibility of passing the audit.
2. Provide true proof of income and assets: provide true proof of income and assets to prove that you have sufficient repayment ability and repayment guarantee, thus increasing the possibility of passing the audit.
3. Apply for a credit card with a lower limit: If the credit history is poor or there is no credit history, you can apply for a credit card with a lower limit first, and gradually improve the credit limit and credit rating through a long-term good repayment record.