Yes, but because you just graduated from college, you are young and have just joined the work, you should not pay the local social security for a long time. Therefore, it is recommended not to choose the credit cards of several major state-owned banks, because the audit will be stricter, and even if it is successful, the initial credit limit will not be too high. You can choose the youth cards of China Merchants Bank and Bank of Communications, or the credit cards used by some young people in other small commercial banks, which should make it easier to apply. It is recommended to apply for China Merchants Bank Youth Card (Youth Edition). This credit card itself is a credit card product provided by China Merchants Bank for young customers. As long as 18 years old and under 30 years old (non-student clients) have a stable job and income, they can apply.

If your education is a bachelor degree or above recognized by the State Education Commission, it will be more convenient and faster to apply for a card. You can apply directly with a copy of your ID card and work certificate (business card, work permit, copy of work permit issued by your work unit or original work certificate), and other financial certificates are not required.

In addition, if the YOUNG card of China Merchants Bank is successfully applied, the initial amount will not be very low, which can meet the general consumption demand, and the withdrawal amount can reach 65,438+000%. If the card is in good condition and the financial situation is improved, the credit limit can be continuously improved, and finally it can even reach tens of thousands.