It is legal to apply for a credit card privately.

If it is a China Merchants Bank credit card, the most important condition is that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit.

If you are unemployed and are self-employed, you can provide your individual business license and tax bills for the past three months. You can also provide other proof of your financial resources, such as: income tax withholding certificate; Have a copy of the real estate certificate; a copy of the driving license of your own car; a bank deposit certificate and other documents that can prove your financial level. Since the credit limit and issuance status cannot be predicted, if you meet the above conditions, you can submit the information and try to apply. Note: The credit card issuance status will be subject to the final review result.