You can choose to repay at any time or on the next repayment date. The minimum repayment amount means that if the cardholder has difficulty in repaying all the payables before the due repayment date, he can make repayment according to the minimum repayment amount stipulated by the issuing bank. The minimum repayment amount is 10% of the consumption amount and other payables, and the minimum repayment amount is reflected in the current bill together with the repayment amount.