Yes, users can use the withdrawable balance to repay their own or other people’s credit cards through the Yipay official website and Yipay mobile client. The Yipay mobile client and the Yipay official website enjoy *** repayment limit. Each repayment amount needs to be more than 1 yuan, and it will be credited quickly within 24 hours (currently real-time credit is supported), with no handling fees, safe and convenient. The "Yi Pay" product is China Telecom's mobile payment product. After users open a China Telecom Yi Payment account and store value, they can use the account to make remote payments at China Telecom Alliance merchants and cooperative merchants through websites, text messages, voice, etc. After applying for a Yi payment card (RFID-UIM card), you can also make on-site payments by swiping your mobile phone at the POS machine. To learn more about service discounts, click the "official website" below and customer service 222 will answer your questions.