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No annual fee during the validity period of CCB credit card

I would like to ask how much the annual fee for CCB’s credit card is?

The annual fee for CCB’s credit card is as follows:

1. The annual fee for the main card of CCB’s credit card The annual fee for the supplementary card is RMB 80, and the annual fee is RMB 40.

2. The annual fee for the main card of China Construction Bank Credit Card Gold Card is 160 yuan, and the annual fee for the supplementary card is 80 yuan.

3. The annual fee for the main card of the China Construction Bank Standard Platinum Card is 580 yuan, and the annual fee for the supplementary card is 300 yuan; of which the annual fee for the titanium platinum card is 380 yuan for the main card and 180 yuan for the supplementary card.

4. The annual fee for the main card of China Construction Bank Credit Card Diamond Card is 4,800 yuan, and the annual fee for the supplementary card is 2,800 yuan.

For more information about the annual fee of CCB credit card, go to: View more content

Does CCB credit card have an annual fee? How can I get the annual fee waived?

1 , annual fee standard for hot purchase credit card

The standard annual fee for Longka hot purchase credit card platinum card is 580 yuan/card, and the additional card is 300 yuan/card. It is free of charge for 10 transactions (consumption/cash withdrawal) per card year. The annual fee for the current year; the annual fee for the gold card is 160 yuan/card, and the additional card is 80 yuan/card. The annual fee for the current year is waived if there are 3 transactions (consumption/cash withdrawal) in each card year.

2. The annual fee standard of Dragon Card EMV credit card

The annual fee of Dragon Card EMV credit card is waived during the validity period (including gold card, titanium platinum card, standard platinum card). The main and additional card years The fee discount policy is the same.

3. The annual fee standard for Longka Auto Card credit card

The annual fee charging standard for Auto Card is: Auto Card (non-Platinum version) main card annual fee is 200 yuan/year/card , the supplementary card is 100 yuan/year/card; the car card (platinum version) main card annual fee is 580 yuan/year/card, and there is no supplementary card. Car cards are products with special benefits and are not exempt from annual fees.

4. The annual fee standard for "Beijing City University Dragon Card"

The annual fee for the main gold card of "Beijing City University Dragon Card" is 160 yuan/year, and the annual fee for the gold supplementary card is 80 yuan/year. Yuan/year, if you complete 3 transactions (consumption/cash withdrawal) in each card-holding year, you will be exempted from the annual fee for that year. The annual fee for a regular card is RMB 80 per year. If you complete 3 transactions (consumption/cash withdrawal) in each card year, the annual fee for that year will be waived.

5. Annual fee standard for "World Travel Card"

The annual fee for the standard platinum card of "World Travel Card" is 580 yuan/card (additional card is 300 yuan/card). The annual card fee is 160 yuan/card (80 yuan/card for additional cards).

The annual fee preferential policy is: Standard Platinum Card will waive the annual fee for each card-holding year (consumption/cash withdrawal) for a total of 10 transactions (no limit on amount); Gold Card will waive the annual fee for each card-holding year ( The annual fee for the current year will be waived if you accumulate 3 purchases/cash withdrawals (no limit on the amount). The annual fee discount policies for the main and additional cards are the same.

China Construction Bank-card annual fee standards

Is there an annual fee for CCB credit cards?

The annual fees for CCB credit cards include regular cards, gold cards, and platinum cards. They all have different standards. There are no fees for different cards. Generally speaking, the annual fee standards for CCB credit cards are as follows:

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1. CCB Credit Card Annual Fee (Charging Standard)

CCB Credit Card Commercial Card: The annual fee for gold card is RMB 200, and the annual fee for regular card is RMB 100;

CCB Personal Credit Card: The annual fee for the gold card principal card is RMB 160, and the annual fee for the gold supplementary card is RMB 80; the annual fee for the regular card main card is RMB 80, and the annual fee for the regular card supplementary card is RMB 40 Yuan;

2. Construction Bank Credit Card Annual Fee Waiver Policy

During the card holding year, the annual fee for that year will be waived if you make 3 purchases with the card (no limit on the amount) every year. If there are less than 3 transactions, the annual fee will be charged at the beginning of the second card holding year.

Is there an annual fee for China Construction Bank Credit Card?

1. CCB’s credit card annual fee exemption policy is as follows:

Gold card, regular card: unconditionally waived in the first year, and the annual fee for the next year will be waived if you use it three times;

< p>Platinum Card: If you swipe the card 18 times, the annual fee will be waived.

Credit card annual fee exemption policy:

(1) China Construction Bank credit card (regular card, gold card), if you make 3 purchases with the card (no limit on the amount) in each card year, The annual fee for the current year is waived. If the conditions are not met, the annual fee will be charged in the next card holding year and will not be refunded after collection.

(Except for special products otherwise agreed)

(2) China Construction Bank Credit Card (Standard Platinum Card) will be exempted from the annual fee if you make 18 purchases (no limit on amount) in each card-holding year. If the conditions are met, the annual fee will be charged in the next card-holding year and will not be refunded after collection. (Except otherwise agreed for special products).

(3) Construction Bank car cards are collected in advance on an annual basis and will not be refunded after collection.

(4) CCB Credit Card is a credit card issued by China Construction Bank. All the credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.

(5) Cash withdrawal fee: Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars. Multi-account management: Limit *** Enjoy multiple CCB cards with the same billing day and independent repayment

2. Online payment: Alipay: You can use it after registering online. The single and single-day limits are both 500. Yuan

(1) Installment business: Supports interest-free installments (3, 6, 12) for specific merchants. After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, 12, 18, 24 installments). Each installment will incur different handling fees depending on the number of installments

(2) In the interest-free During the repayment period: The interest-free repayment period refers to the interest-free period for consumption transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank accounting date to the repayment date, with a minimum of 20 days. Maximum 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period.

(3) If you fail to repay in full before the due payment date, you will not enjoy the interest-free period. China Construction Bank will charge interest at a daily rate of 5/10,000 and compound interest on a monthly basis. The interest accrual date is from the date of consumption to the repayment date, and the interest accrual principal is calculated based on the actual amount payable.

(4) If you fail to repay before the due repayment date or the repayment amount is less than the minimum repayment amount, China Construction Bank will not only charge interest according to regulations, but also charge the minimum repayment amount for the outstanding amount. A late payment fee of 5% will be charged on the remaining portion.

What is the annual fee for China Construction Bank's credit card?

Customers can learn about the specific annual fee for credit cards through the "Service Guide - Charging Standards" column on the CCB Credit Card website. The annual fee of Dragon Card credit card varies depending on the card type. Customers can also check the annual fee charging standards, exemption status and other information of each card under their name through the following channels.

1. After following "China Construction Bank" on WeChat and binding the credit card, select "Credit Card-Business Processing Hall", click "+", and query through "Inquiry Service-Annual Fee Inquiry";

2. Log in to CCB Mobile Banking and query through "Credit Card - Card Services - My Accounts - Annual Fee Information".

(In case of business changes, please refer to the actual situation.)

That’s it for the introduction of CCB’s credit card annual fee policy.