if the final judgment is rejected, you can't get off the card. Generally, there are two reasons for the rejection of the final judgment, one is poor credit reporting, and the other is insufficient comprehensive score. So see if your previous credit card or bank loan is overdue, and your credit history can be found by China Everbright Bank. Then your capital is paid in cash. If the salary is paid in cash, the bank can't verify the monthly income, and it will think that the applicant has no repayment ability and is easily rejected. So it's best to provide your salary flow.