Credit cards are often used in people's daily life. Some people will choose to cancel the extra credit cards. So can I cancel my credit card on my mobile phone? How do I cancel my credit card?

can I cancel my credit card on my mobile phone?

I can cancel my credit card on my mobile phone. The cardholder directly contacts the bank's credit card manual customer service with his mobile phone number to apply for cancellation of the credit card, and the bank will cancel the bank's credit card after accepting the application. In addition, there is another way to cancel the credit card, that is, the cardholder goes to the offline banking outlets to cancel the credit card.

credit card cancellation process

Step 1: Call the bank customer service phone to apply for cancellation of the credit card. Note that at this time, the bank customer service will generally retain you. If you decide to cancel the card, don't listen to him and insist on canceling it.

Step 2: There will be a 3 -45-day settlement period from the telephone application for cancellation to the formal cancellation. Never use a credit card again during this period.

step 3: 4 days after cancellation, call the customer service of the bank to confirm whether the cancellation is successful, so as to avoid leaving a bad record for yourself because of the unsuccessful cancellation for special reasons.

Step 4: Don't throw away the cancelled credit card anywhere. Cut the magnetic stripe before throwing it away, so as to avoid being picked up by criminals and causing losses to yourself.

If you need to cancel your credit card that you don't use frequently, you can cancel it according to the above steps.