Rich electronic card is a kind of virtual card, which can be directly used for ordinary consumption and has a full credit line. After the customer successfully opens an electronic card on Qianhua APP, an electronic card account will be generated. The customer clicks Enter and then clicks the "Activate Electronic Card" button to activate the card.
If you want to open an electronic card with money, just log in to the money APP, select "Discover", then click "All Easy Credit Card" to see the application entrance, and click "Enter" to open it. Of course, we also need to note that electronic cards with money are only open to some users at present, so if you don't see the application entrance of "All Easy Credit Card", it means that you are not qualified to open electronic cards for the time being, and it is recommended to follow up.
It should be noted that the electronic card with money and the all-easy loan line are shared. Using the electronic card with money will record the relevant information to the central bank for credit investigation, so customers must make good use of it, especially remember to repay the loan on time to avoid overdue behavior.
How can I withdraw money from the Pudong electronic card if I have money?
Pudong Development Electronic Card Cash Withdrawal Method with Money:
1, open the rich flower APP.
2. Click "Account" in the lower right corner.
3. Then click the account balance at the top of the page.
4. Pop-up recharge or cash withdrawal, and click cash withdrawal.
How to use money to open the electronic card of Shanghai Pudong Development Bank?
It is very simple to open the electronic card of Shanghai Pudong Development Bank with an Apple mobile phone. Take Alipay version 10.2.36 as an example: check whether there is a credit card entrance through the page of Qianhua APP- Qianhua-All Easy Loan, and you can support the opening of electronic cards.
1. What is an electronic card with money to spend?
Iman Loan Electronic Card is a savings card that Qianhuakai cooperates with Baixin Shanghai/Bank Bank (subject to the page display). After opening the card through Qianhua APP, you can bind WeChat or Alipay. When you pay, you can use the money to pay directly instead of borrowing money from Iman, which is more convenient to use. Electronic cards with money have no interest-free period, and interest begins to accrue after consumption. The repayment date and method are the same as those of the all-easy loan. The actual expenses and amount spent by users shall be subject to the page display. This function is gradually being released to high-quality users who are full of easy loans.
Second, is the interest on the money spent high?
The interest rate of spending money is relatively low, and the daily interest rate of credit card withdrawal is generally 0.05%, that is, the daily interest rate of borrowing 654.38 million yuan is 5 yuan. Compared with credit cards, the money spent has lower interest rate and transparent calculation. If you have money to spend, the daily interest rate of Iman loan is as low as 0.02%, and the minimum interest rate of 654.38+100,000 yuan is from 2 yuan every day. At present, the maximum consumption amount is 200,000 yuan, and the maximum loan can be divided into 24 phases. At present, the charging items of all-easy loan money include: interest and loan handling fee (if any), and penalty interest will be charged if it is overdue. If you have money, Iman Loan will support prepayment. Whether there is prepayment penalty is subject to the page display. The specific charging standard is subject to the loan page display.
It should be reminded that the amount of all-easy loans and electronic cards is the same, and the borrowing or repayment behavior of one product will affect the loanable amount of another product. For example, the amount of all-easy loans is 20,000, and the amount of electronic cards is100,000. If you borrow 10000 from Iman, the electronic card has no available line. If your e-credit limit is not used up, the available limit of e-cards is10,000.
What is a credit card with money? Just look at you.
When shopping, we often encounter the situation that the balance of bank cards is insufficient, and when the credit card limit is insufficient, the service of credit card consumption can help you solve this dilemma. By opening the service of credit card consumption, we can spend freely online and offline anytime and anywhere, and we no longer have to worry about the problem of insufficient balance.
So what is the money spent on credit cards? Let's give you a detailed introduction. Qianhua is a credit product of Baidu Finance, a former subsidiary of Xiaoman Finance. It is a big brand, reliable and low interest rate.
How to bring money with a credit card? What is a credit card? It is understood that Iman e-Card is a savings card opened by Shanghai Bank/baixin bank for users (subject to the page display).
Users can open a card through Qianhua app and then bind it to WeChat or Alipay. When you pay for consumption, you can pay directly with the amount of money, instead of borrowing money from the savings card and then spending it when you borrow money easily, which is more convenient to use. Rich electronic cards have no interest-free period, and interest begins to accrue after consumption. The repayment date and method are the same as those of the all-easy loan.
How to open the function of spending money by credit card? It is suggested that you can check whether there is a credit card entrance through the rich flower APP- rich flower-all-easy loan page. If there is such an entrance, and the page supports you to open an electronic card, you can click Open. After opening, the limit and card number of your electronic card will be displayed, and the copied card number can be bound to Alipay or WeChat.
This way of direct consumption of electronic cards bound to WeChat Alipay is more convenient and simple than the previous process of depositing money into a savings card after borrowing, so that we can realize online and offline consumption anytime and anywhere and apply it to more usage scenarios. However, I still want to remind everyone here that after the opening of electronic cards, we must spend rationally and borrow reasonably.
Because this money has been included in the credit investigation, if it is overdue, the overdue record of this money will be reported to the People's Bank for credit investigation, which will affect your credit record. The money spent will be submitted in strict accordance with the credit management standard of the People's Bank of China, so the money spent on the loan will be creditworthy. If it is overdue, it will also leave an overdue record on your personal credit report. At the same time, overdue will also generate a certain penalty interest.