According to the credit record of house purchase loan, buyers should fill in the Application for House Mortgage Loan with the bank, and provide supporting documents required by legal documents such as ID card, income certificate, house sales contract and guarantee. After passing the examination, the bank promised to issue loans to property buyers.

And according to the house sales contract provided by the buyers and the mortgage loan contract concluded between the bank and the buyers, the real estate mortgage registration and notarization will be handled, and the bank will directly transfer the loan funds into the bank account of the selling unit within the time limit stipulated in the contract.

Extended information 1, valid ID card and household registration book of the borrower;

2, proof of marital status, unmarried need to provide proof of unmarried, divorce needs to issue a court civil mediation or divorce certificate (indicating that you have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. Real estate title certificate;

6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required)

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