The threshold for China Postal Savings Bank to apply for credit card approval is relatively high. Generally, you should have a stable job, social security and provident fund. Postal savings bank especially likes customers with large deposit base of provident fund, which is dubbed as the joint card of provident fund. However, the post office has introduced installment cards beyond the quota, and the postal installment cards are quite popular recently. Today, Bian Xiao will introduce the access conditions of Yuexiang installment card. What are the requirements for credit reporting?

Is there any requirement for postal service to enjoy credit reporting by installment card?

There are the following requirements for the credit information of applicants who enjoy the installment card:

1 Not overdue at present, the applicant has not been overdue for three consecutive months or has not been overdue for six times in two years.

Personal debt is not too high, and there are not many online micro-loan application records.

3 The utilization rate of the credit card held shall not exceed 80%, and the lower the utilization rate, the better.

What are the access conditions?

1 is a citizen with full civil capacity between 18-60.

Have a stable job and a fixed income every month.

3 Quality customers of Postal Savings Bank can apply for housing mortgage loans at Postal Savings Bank (nationwide).

4. The personal provident fund account base is above 4,000, and the payment time is over one year.

5 will give priority to users with a mortgage of more than 300,000.

The amount of the exclusive installment card is completely approved according to the applicant's provident fund base. The higher the base, the more the balance and the higher the approved amount. The provident fund base and high-quality units are the two favorite points in the approval of postal currency cards. I can't apply for the installment card online for the time being. If your company and provident fund are excellent, you only need an ID card to find a credit manager online, and the application is extremely simple. If the credit card limit given by the Postal Savings Bank is high, the credit card limit given by Zack Zhang will also be high.