China Construction Bank will replace the cardholder with a chip card and waive the card replacement fee.

After the original magnetic stripe credit card held by the cardholder is replaced by a chip card, the card number will remain unchanged, and the cardholder can still enjoy the same functions and benefits as the original magnetic stripe card.

The way cardholders use long-term cards will change from the original "swipe card" payment method to the "insert card" payment method. It also has contactless payment and electronic cash functions, providing cardholders with more convenience Fast payment experience.

Extended information:

If the cardholder wants to continue to use the credit card, usually the bank will contact the cardholder whose credit card is about to expire in advance to replace it with a new card.

1. Check the validity of the credit card

The validity period of the credit card is the four digits below the card number on the front of the credit card, in the format of month/year. For example, if the four digits under the card number are 08/22, it means that the credit card will expire on August 31, 2022, and the credit card is valid for 5 years, 6 years, 8 years, etc.

2. After the credit card expires, you can choose not to change it. Do you need to cancel?

Although the credit card has expired, it can no longer be used. It is recommended to call customer service to cancel the account with the password card. 45 Days later, the card (account) will be officially canceled to avoid other unforeseen problems.

3. The card number will not be changed after the card is replaced

The card number will not be changed. The new card number will be changed after the credit card is reported lost and replaced. The new card number will be changed after the card is replaced and re-created. will be the same as the previous card number.

4. After changing the card, the transaction password remains unchanged

After the credit card expires and is renewed, the old card can still be used. The old card will expire after the credit card expires or the new card is activated. The validity period of the new card CVV2 will be changed, the transaction password and query password will be the same as the old card, and the points, quota and other information will be the same.

5. After the update, the new card needs to be reactivated

You can activate it through SMS as needed.

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