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China Construction Bank generally does not come to collect collections. In the early stages of overdue credit cards, CCB’s credit card collection department will remind you of repayment through text messages, phone calls, etc.; if it is overdue for more than 3 months and the debtor has no intention to repay, the amount involved If the amount is relatively large, then you are likely to be sued in court; if the amount involved is neither particularly large nor small, CCB may entrust the collection task to a specialized collection company, and it is not certain whether it will come to collect collection at that time.