1. Handle at bank counter. You can go to the bank counter to apply for a credit card. But remember to bring your ID card. The counter is easy to handle, and you can ask the staff if you don’t understand. Fill in the documents, application form, etc. Of course, many places now fill in the information directly on the machine. You need to take photos for authentication, fill in your asset status, whether you have a house or not, whether you have a car or not, and whether you have a loan. These all determine your credit limit.

2. Handled by sales personnel. Usually you may meet many people applying for credit cards. In the streets, schools or companies, you will meet people selling credit cards. You don't have to worry about anything. They will use your ID card to put it into the device, scan it automatically, and then ask for your information and assets. They will fill it out themselves, and finally take a photo with you. They will upload the information to the headquarters, and the headquarters will review it and mail it to them.

3. Apply online by yourself. No matter you are at home or at work, you can apply as long as you have an Internet connection, and you can also choose the type and function of the credit card yourself. Search the web page for a certain bank's credit card application. After searching, select the correct link and click on it. After clicking in, we found Apply for a Credit Card Now and click Apply for a Credit Card. You can choose the type of credit card, check the functions of the credit card, and check whether the annual fee is waived. Some have card printing fees, and some are free of card printing fees. After selecting, click Apply Now. Then you will enter the interface for entering your own information. After filling in the information, just click Submit and wait for review.