The annual fee has nothing to do with whether you open a credit card. Unless it is a credit card with no annual fee, which will be explained to you in advance. Bank of Communications ordinary credit cards are free of annual fees for the first year; so even at that time There will be no first-year annual fee if it is not activated.

Bank of Communications credit card annual fee collection:

(1), non-platinum card: The current annual fee policy of Bank of Communications credit card is to waive the annual fee in the first year, and you can swipe the card 6 times in the first year. The annual fee for the following year is waived. If our bank adjusts the annual fee collection policy in the future, we will notify you through the website, bill and other channels. Please pay attention to the notice at that time.

(2) Platinum Card: Currently, the annual fee for our Platinum Card will be charged on the first billing day after the account is activated.

If you have other questions, it is recommended that you call the bank’s customer service personnel, hoping to help you.