Generally speaking, the standard UnionPay gold card of CITIC Bank ranges from 8,000 to 50,000 yuan, which can be reviewed according to your personal credit record. When you apply for a card, you can provide as many qualifications as you can, such as work certificate, education certificate and salary certificate. If you have a fixed deposit, make good use of your credit card, real estate under your name, and automobile production. ?
To apply for a credit card, you need to provide the following information:
1, copy of ID card, work certificate, income certificate, etc.
2. Provide bank deposit certificate, property certificate, degree certificate, etc.
3. In case of foreign household registration, overseas personnel applying for local jobs, and active military officers applying for credit cards in their own names, some card-issuing banks may require temporary household registration issued by local public security departments or certificates (including work certificates) issued by relevant departments.
1, consumption
The cardholder does not check the password and the cardholder's signature when using CITIC IC credit card for offline consumption. All transactions with electronic cash are regarded as the cardholder's own behavior, and the balance of electronic cash account is deducted in real time with offline consumption. If the consumption amount is greater than the balance of the electronic cash account, and the consumer terminal supports online transaction, the transaction will be automatically initiated and fully deducted from the main account. The cardholder shall enter the transaction password (if any) and sign the relevant transaction voucher. Off-line consumption accounting is based on the actual payment request initiated by the transaction merchant.
Step 2 Circle and save
Deposit transaction refers to the transaction in which the cardholder transfers the available amount in the credit card main account of CITIC IC card or the funds in any other debit card or directly transfers the cash into the electronic cash account. At present, the available amount in the main account can be deposited through the following channels: counters of our business outlets, ATMs and POS machines;
Support other banks' ATMs, POS machines, self-service terminals, online banking and China UnionPay terminals (such as mini payment) to make interbank deposits.
3. UnionPay card
UnionPay cards are uniformly distributed and managed by China UnionPay, issued in accordance with the business rules and technical standards of UnionPay cards formulated by China UnionPay, and have the logo of UnionPay printed on the card surface. At present, UnionPay cards issued by China UnionPay member institutions mainly start with the' 62' card number, and the card face has the UnionPay logo.
4. Standard card
UnionPay standard card is a bank card which is uniformly distributed and managed by China UnionPay and issued in accordance with the business rules and technical standards of UnionPay formulated by China UnionPay, and has the logo of "UnionPay" on the card surface. At present, the UnionPay standard cards issued by China UnionPay member institutions are mainly "62" prefix cards.
In addition, some member institutions of China UnionPay use BIN to independently apply for bank cards issued by ISO, with a single logo of "UnionPay" on the card surface. Those who meet the business rules and technical standards of China UnionPay and sign an agreement with China UnionPay are also included in the management of UnionPay standard cards.
References:
Citic standard ic credit card window