The following are the ways to cancel a bank savings card without going to the bank:

1. By calling the card-issuing bank’s service hotline: Dial the card-issuing bank’s customer service hotline and transfer to manual service to inquire whether it is possible. Apply to cancel the bank card. If it is confirmed that cancellation can be done over the phone, then cooperate with the staff to provide relevant information, and the customer service will cancel the bank card.

2. Apply online to cancel the bank card, provided that the bank card account has opened online banking and supports online cancellation. Since the layout of each bank's website is different, take Industrial and Commercial Bank of China as an example. First, open the official website of ICBC on your computer, log in to online banking, select the "All - Bank Cards - Accounts - Small Account Cancellation" function to cancel the savings card with a balance of less than 300 yuan.

Bank card types

1. Debit card:

Debit card is divided into 2 types, namely:

Savings Card, it is issued by the bank for general customers. The bank card we often refer to is this kind of card, which is mainly used for deposits.

Wealth management card is issued by banks for high-end customers. Through it, you can directly handle bank financial management related businesses.

2. Credit card:

Credit cards are also divided into two types, namely:

Credit card, which is a credit card in the narrow sense that we often mention , you can use it to consume first and repay later, but there is no interest on the deposit.

A quasi-credit card has some functions of a credit card and a debit card. It has interest on deposits and can be used for small overdraft consumption. However, its consumption limit is not as high as that of a credit card, and it also has arrears. It must be paid off in one lump sum, and few people use this card.

In addition, bank cards can also be:

Divided into magnetic stripe cards and chip cards based on different information carriers;

Divided into domestic based on whether the issuing entity is within the country. Cards and overseas cards;

Divided into personal cards and corporate cards according to different issuing objects;

Divided into RMB cards, foreign currency cards and dual-currency cards according to account currencies.

The difference between debit cards and credit cards

Credit cards have a 7-digit signature field, while most debit cards do not.

Credit cards all have laser anti-counterfeiting stamps on the back, while almost none of debit cards have them.

Credit cards almost always have the words "cardholder's signature, invalid without signature" below the signature column, while debit cards only have the words "cardholder's signature" on the right side of the signature column. , Credit cards can be overdrafted, but debit cards absolutely cannot.

In addition, credit cards generally charge annual fees, but debit cards do not.

Better looking debit cards:

In order to commemorate the 600th anniversary of the Forbidden City, in September 2020, ICBC and the Palace Museum cooperated to issue the "600th Anniversary of the Forbidden City Debit Card" Starry Star Card" and "Taiping Youxiang Card". Using a combination of traditional filigree enamel technology and modern laser phantom technology, the "Xingyao Bafang Card" combines elements such as the shape of the palace caisson, the purple micro star, and the totem dragon of the Chinese nation, implying that the auspicious star shines high and the purple energy comes from the east. Beautiful meaning. The "Taiping with Elephant Card" uses the central axis of the Forbidden City, which is represented by ancient Chinese architecture, and the most popular auspicious theme "Taiping with Elephant" from the Ming and Qing courts and the people as elements, giving the card a beautiful meaning of auspiciousness, peace, and good things coming in pairs.

Bank cards also show their own unique Chinese characteristics, style and style. Taking Chinese cultural images and stories as elements, the Kirin Kaka surface is based on wood carvings from the Tang Dynasty. It uses the Kirin as a symbol of wisdom, justice and kindness to convey the meaning of happiness and health. The "Qilin Vomiting Book Card" depicts the legend of "Qilin passing on wisdom to Confucius", hoping to bring a happy life and healthy descendants, while the "Qilin Presenting Treasure Card" depicts the beautiful meaning of Qilin sending a gourd that symbolizes good luck and wealth.

The God of Wealth Card, designed with the help of the God of Wealth, the symbol of wealth in traditional Chinese culture, expresses the people's good wishes for good fortune and blessings. If you want to have good reputation and a cooperative and win-win spirit, or you want If you have more luck and courage to stick to your promises and beliefs, then quickly apply for a God of Wealth Card.