JD。 COM IOUs will not occupy credit card (credit card) quota, while JD.COM IOUs and credit cards (credit cards) are two independent financial products, which do not affect each other.

JD.COM White Strips is a payment method of "consumption first, repayment later" introduced by Jingdong Finance, which is the same as Alipay's flower buds, with a maximum amount of 1.5 million; Credit cards (debit cards) are issued by major banks, and the amount varies according to the level of the cards, up to one million, which can be used for daily consumption or cash withdrawal.