Which Bank of China credit card is the most difficult to apply for
Bank of China has issued many credit card products including: personal Jinpu credit card, platinum credit card, unlimited credit card, American Express card, etc. You can Inquire through the official website of Bank of China ()--Bank Card--Credit Card Products.
The above content is for your reference, please refer to actual business regulations.
Which bank’s credit card is the most difficult to apply for?
Which bank’s credit card is the most difficult to apply for?
Hello, let me help you solve it, O(∩_∩)O~
Agricultural Bank of China is indeed the one with the highest threshold for applying for a credit card.
Among the four major banks, risk prevention is the best. China Construction Bank followed.
I hope I can help you, O(∩_∩)O~
Which bank credit card is the most difficult to apply for? Why
Agricultural Bank of China
Which bank’s credit card is the best and most difficult to apply for
The functions of credit cards are basically the same, mainly in different types, some are mainly used for travel Some are used to pay foreign currencies, some are used to enjoy various store discounts, etc. As for the most difficult thing to apply for, of course, everyone who uses CCB’s commonly used cards knows that you must have fixed assets or a 5-month fixed deposit for more than six months to be able to pass the review. If you are only in China, it is recommended to apply for Bank of Communications, CITIC and Guangfa. These three are good. If you want to go abroad, Bank of China and Construction Bank are very easy to use. I hope you can adopt them.
Which bank is the easiest and fastest to apply for a credit card?
China Everbright Bank, CITIC Bank, I recently applied for a Pacific Bank of Communications credit card. Our company only provided a copy of the credit card I had used for more than half a year and a copy of my ID card. I filled out a form. I received it within a month, it was very easy and fast. But you have to find the business people who handle credit cards. They have commissions. It will increase your success rate in applying for a credit card. It is best not to go to the bank. Getting on a pole is not a business.
Which bank is easier to get through when applying for a credit card?
The people at Key Bank will probably call you immediately when they see your problem. In fact, if you go into any bank and say I want to apply for a credit card, more than one person will come over and surround you. As long as you have a fixed job, a workplace, and bank accounts, there will be no problem. Just go ahead and apply for it
Which banks’ credit cards are easier to apply for?
China Merchants Bank, China Construction Bank, and Agricultural Bank of China all seem to be quite easy to apply for. Applying for a credit card is for advanced consumption. Just like a loan, the bank charges interest rates. I hope everyone will apply for a credit card. In the past, we The department also promotes China Merchants Bank's credit card application. The applicant can also receive a small gift for free. Those who have just applied can spend 3,000 yuan in advance. The longer the application time, the higher the card limit that can be spent in advance. This is related to the credit rating. Related,,,, but I do not advocate early consumption
Which bank has the lowest requirements for applying for a credit card
The four major state-owned banks: Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China , the most difficult to apply for.
The second is Bank of Communications.
The relatively easy ones are Pudong Development Bank, Minsheng, Huaxia, and Industry and Commerce, but you also need to have a proof of employment or an appropriate amount of savings.
That bank credit card is difficult to apply for
Business and industry, there are many procedures and the approval is very troublesome, and the limit is small, I am speechless
Thank you
Accept it
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Which bank has the lowest credit card requirements
China Everbright Bank’s Sunshine Deposit and Loan Integrated Card has the lowest credit card requirements in China. You can be sure of this. Just go to the counter to apply. The procedure is simple.
Which bank’s credit card is difficult to apply for
If you apply for a China Merchants Bank credit card, there is a local China Merchants Bank. If you are 18-60 years old, if you can provide your ID card, work certificate and income certificate, you can try to apply. , if applying for a car card, you need to attach a copy of the driving license in your name. If the local branch has clear regulations, the local branch regulations need to prevail. The credit card verification status is subject to the final review result.
The most difficult credit card to apply for from the four major banks
Easy to apply for a credit card with a high credit limit and low interest rate. Apply online for a credit card:
If you want to find the most difficult credit card For banks that are easy to deal with, you can choose from private banks, local banks and their co-branded cards. This is also a common understanding.
In addition, the development of credit card business of each bank is different. Generally speaking, if the number of credit cards is relatively large, it can be considered that the application threshold is relatively low and the chance of passing is higher.
When many cardholders apply for a credit card, in addition to looking at the application threshold, they also pay attention to the limit. After all, the larger the credit limit, the more enjoyable it is to swipe the card, so many people want to apply for a card with a good application limit. Big credit card.
Meituan co-branded credit card
Meituan co-branded credit card is a co-branded card jointly launched by banks and Meituan. The limit of Meituan co-branded credit card is generally 1,000-50,000 yuan, and the maximum limit is 50,000 yuan. Yuan. (
Meituan co-branded credit card application
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Meituan and Bank of Guangzhou, Bank of Jiangsu, Bank of Xiamen, Bank of Guilin, Bank of Shanghai, Bank of Qingdao, etc. All banks have cooperated to launch co-branded credit cards. The number of cooperative regional banks reaches 14.
Cardholders can bind their Meituan credit card to Meituan. When making purchases on Meituan, they can use the Meituan credit card to pay and enjoy related preferential activities.
If you are an experienced user of Meituan, often order takeout and group purchases, have a certain spending power, have applied for credit cards from other banks and use them normally, then applying for a Meituan co-branded card will basically take seconds. batch.
The Meituan credit card discount of 6 yuan can be used every day. You can get 6 yuan off on every takeout order every day, and the discount can be continued for 90 days. Movies are 50% off every month, and credit card consumption points can be automatically converted into Meituan pocket money according to the standard of 10 yuan/100 yuan, which can be redeemed on the daily platform.
Bohai Bank Credit Card
Bohai Bank credit card limit range is: regular card limit 1,000-10,000; gold card limit 10,000-50,000; platinum card limit more than 50,000. It should be noted that the approval of the credit limit for credit card applications is determined based on the applicant's actual situation, such as whether the job is stable and the income is fixed. (
Bohai Bank Credit Card Application
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Its products mainly include standard cards, Bohai Bank 51 co-branded credit cards, travel theme cards, home card theme cards, family Series theme cards, etc. Bohai Bank 51 co-branded credit card is a UnionPay standard gold card with no annual fee and a maximum credit limit of 100,000 yuan. The card does not have an interest-free repayment period, and interest is calculated on a daily basis. It can be borrowed and repaid at any time, and can flexibly meet the cardholder's needs for shopping and consumption.
Shanghai Pudong Development Bank Credit Card
Shanghai Pudong Development Bank credit card is divided into regular card, gold card and platinum card according to the card level. The limit of a regular card is generally between 3,000-50,000 yuan, the limit of a gold card is generally between 10,000-50,000 yuan, and the limit of a platinum card is generally more than 50,000 yuan. (
Application for Shanghai Pudong Development Bank Credit Card
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The credit limit of Shanghai Pudong Development Bank Credit Card is the credit limit given by the applicant through various evaluations. The evaluation items include: Employment, credit history, education and asset status, etc. The better the assessment item, the higher the credit card limit.
Hengfeng Bank Credit Card
The credit card limit of Hengfeng Bank is generally: the limit of regular card: between 3,000 yuan and 10,000 yuan. Gold card limit: between 5,000 yuan and 30,000 yuan. Platinum card limit: between 10,000 yuan and 50,000 yuan. (
Hengfeng Bank Credit Card Application
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Mainly talk about the Hengfeng Bank Stellar Platinum Credit Card. It is a credit card mainly for family units. This card can provide cardholders and their families with a variety of rich benefits, such as comprehensive aviation protection, a private health manager for families, 3x points on Wednesdays, exclusive points cashback, and UnionPay platinum benefits. rights and interests.
In terms of travel, the Stellar Platinum Credit Card is also quite unique. With this card, the cardholder and his family can enjoy global flight delay insurance with a compensation of 300 yuan for a single delay of 2 hours, and 800 yuan for air checked baggage. Delay insurance.
Which bank credit card is the most difficult to apply for?
Strictly speaking, as long as your personal credit record is very good, you can basically apply for a credit card from every bank.
If I really want to name the most difficult credit card to apply for, I think the credit cards of the four major state-owned banks such as China Agricultural and Industrial Construction are the most difficult to apply for, because such banks usually put their credit card business in more remote areas. Business.
The business volume of these banks is very large, so they don't have to worry about business, so they naturally don't pay much attention to the personal business of credit cards, and the qualification review of users is also relatively strict.
Credit card application requires your personal credit report.
When you apply for a credit card, your credit card application record will be reflected in your personal credit report. Generally speaking, if you apply for a credit card too many times in a short period of time, the bank may determine that there is a problem with your personal financial status and will not approve the credit card application. The bank will definitely call your personal credit report before approving a credit card, so we must maintain our personal credit report and do not frequently make records of inquiries and operations.
The credit card of Zhongnong Agricultural Engineering Co., Ltd. is the most difficult to apply for.
As I mentioned above, credit cards from the four major state-owned banks, China Agricultural and Industrial Construction, are the most difficult to apply for. Because these four banks have certain technical businesses, they have not put their credit card business in the business center, so they will be more strict when reviewing credit card applications, and they will also have basic requirements for users. In addition, the credit card limits approved by these four banks are generally lower than those of other commercial banks, and users rarely apply for credit cards from these banks.
The user’s personal qualifications are important.
Although each bank has different strictness in approving credit cards, in general, the user's personal qualifications are the most important. If a user's personal qualifications are not good, basically all banks will not be able to apply for a credit card. On the contrary, if the user's personal qualifications are good, although the credit card limits of different banks are different, they can basically apply for them. I personally recommend that everyone apply for no more than three credit cards. This is not only easier to manage, but also beneficial to our personal credit report.
That’s it for the introduction of the most difficult credit card bank.