1 Select a card with a higher level. If you want to apply for a large credit card, you must choose the appropriate credit card level. Basically, the credit card limit is only a few thousand, and the gold and platinum cards can reach tens of thousands.

2. Provide abundant asset certificates, and provide good asset certificates to banks when applying for credit cards, so as to obtain a higher quota;

3 find a salesman to apply, a salesman in a special credit card center, not a salesman in a bank branch.

Not only can you find ways to get a high-amount card at the beginning of applying for a credit card, but you can also quickly increase the amount in daily use. After the normal use of the credit card for three to six months, the cardholder can take the initiative to submit a written application or adjust the credit line through the service phone, which requires the approval of the bank. Under normal circumstances, after reviewing the consumption records and credit records, your credit limit will be improved to some extent.

First, how to apply for a high credit card How to apply for a high credit card

(a) No matter which bank, the main factors affecting the handling of high-value credit cards are as follows:

1, personal assets: such as whether there is a house, a car, bank deposits, funds, etc.

2. Personal education and professional title: The higher the education, the higher the amount of technical titles.

3. Personal income certificate: including monthly income, nature of work unit and post.

4. Family conditions: including the customer's family economic conditions, whether he is married, whether he is local, etc.

5. Other credit cards and credit lines: If you have a credit card with a high credit line from other banks, you can apply for a credit card with a higher credit line.

(2) If the applicant has no proof of financial resources, the high quota can only be obtained under the following circumstances:

1. The applicant is a senior manager of listed companies, well-known enterprises, multinational enterprises, state-owned enterprises and institutions.

2. The applicant is a cadre at or above the bureau level of the party and government organs.

3. The applicant is the principal of a provincial public school.

4. The applicant is the president of the provincial design institute or the director of the research institute.

5. The applicant is the director of a 3A hospital.

The credit card limit is not as high as possible. If it is too high, once it is stolen, the economic loss will be great, so it is good to have enough credit line.

How to apply for the credit card limit of China Bank? Do you need any materials?

You can complete the credit card application online through Bank of China Mobile Banking, China Bank Credit Card WeChat official account, Colorful Life APP, online banking and Bank of China official website (). If there is a bank outlet in China nearby, you can also bring your ID card and other valid documents, as well as proof of economic source and income, and fill out an application form at a bank outlet in China to apply. The credit line is a comprehensive evaluation line based on the information filled in when you apply for a credit card and the relevant supporting documents provided. Finally, please refer to the actual approval results.

The above contents are for your reference. Please refer to the actual business regulations.

How to get a high credit card application can pay attention to these skills.

Credit cards are widely used at ordinary times, but they all want to have a higher amount when using credit cards. So how can they get a higher quota when applying for a credit card? What skills can you use? Here are a few for your flexible use.

When handling credit cards, you can choose a higher-grade credit card. Generally, the higher the credit card, the higher the credit card amount. For example, the amount of ordinary cards launched by banks is generally below 6.5438+0 million yuan, and the amount of gold cards is between 6.5438+0 million yuan and 50,000 yuan, but the final amount needs to be determined according to the comprehensive qualifications of users.

In order to obtain a high credit card application, users also need to submit relatively good financial certificates, such as property certificates, vehicle information, bank running water, bank wealth management products, work certificates, etc. When processing, the bank will increase the credit card limit according to these financial certificates.

Users who want to get a higher credit card can apply for a card. The credit card owned by ordinary users already has a higher credit card, and has maintained a good repayment record in the process of use. At this time, the bank will give a higher credit card when applying again.

In fact, when users apply for a credit card, there is no need to pursue the required amount, because the credit card amount can be increased during the use of the credit card. And it can be upgraded many times until the user has a satisfactory quota, but if you want a high quota, you must use a credit card to spend more and repay on time.

When using a credit card, don't pursue a high amount. Generally, it is only 2 to 3 times of an individual's monthly salary, which can ensure that users can return it on time after using it. And it will not let individuals develop bad consumption habits.

Users must pay back on time when using credit cards. If the payment is overdue, it will affect personal credit information. Bad credit information affects the handling of various loans. However, when repayment is difficult, users can use installment repayment or minimum repayment amount. Using these two repayment methods can reduce the monthly repayment amount, but it can avoid overdue. However, using these two repayment methods will occupy the credit limit and affect the subsequent use of credit cards.

This is the end of the introduction on how to apply for credit card limit and how to apply for credit card limit with bank card. I wonder if you have found the information you need?