1, take the channel of China unionpay:
Credit card consumption in China is settled in RMB, and consumption abroad is based on the exchange rate of the card organization when the merchant applies for payment;
2. Take the channels of international card organizations (VISA, MasterCard, JCB):
Credit cards are settled in US dollars in China and consumption abroad, subject to the exchange rate of the card organization when the merchant applies for payment.
Note: No currency conversion fee is charged for overseas USD transactions, and 0.5% of the transaction amount of 65438+ is charged for overseas non-USD transactions (euros and pounds sterling) (that is, the cross-border handling fee is 0.5% of the transaction amount of 65438+); Hong Kong, Macao and Taiwan regions covered by China UnionPay and other countries and regions can choose to use China UnionPay or international card organization channels when reporting credit cards to merchants.
Response time: September 22nd, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.
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