What are the functions of the ICBC Citizen Credit Card?

The card can not only enjoy credit card functions such as consumption first and repay later, but also enjoy the rights of iGo, Shenzhen Tong, Guangzhou and Shenzhen Railway functions, restaurant points pass, electronic cash, point currency consumption and other special functions.

The application conditions for ICBC credit card are:

1. Applicants for the main ICBC credit card must be between 18 and 60 years old, and have full civil capacity.

2. Applicants for ICBC credit card supplementary cards must be direct relatives of the main card holder, such as parents, sisters, husband and wife, children, etc., be between 13 and 60 years old, and have full civil conduct ability.

3. Applicants need to have a stable job, and their monthly income can be paid in the form of a check-in. The average monthly income must be more than 3,000 yuan.

4. Applicants need to have a good credit record and no major default records.

5. Applicants must pay social security on time and have a relatively large social security balance.

6. Applicants must have certain proof of assets, such as bank deposits, stocks, bonds, vehicles, real estate, etc.

Extended information:

Notes:

1. The more stable the work unit, the higher the score. It is better if it is a large state-owned enterprise or a Fortune 500 company. Score higher. The nature of the work units is unstable, such as waiters in entertainment venues, sales staff, etc., and the ratings are relatively low.

2. The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees.

3. Many aspects on the credit card application form will affect the bank’s credit evaluation score. The higher the evaluation score, the higher the chance of credit card approval and the higher the limit.

4. If you already have a credit card and have a good repayment record, you do not need to provide proof of assets. You only need to make a copy of the credit card you already have when applying and send it with the application form. .