Rural Commercial Bank Credit Card Telephone Number

The telephone number of the Rural Commercial Bank Credit Card Center in each region is different. For details, you can dial 114 bank phone number to check the local Rural Commercial Bank telephone number.

1. Beijing Rural Commercial Bank: 96198

2. Shanghai Rural Commercial Bank: 021-962999 or 4006962999

3. Hubei Rural Commercial Bank: 40081 -96568

4. Guangzhou Rural Commercial Bank: 95313

5. Jiangxi Rural Commercial Bank: 96268

24-hour manual service hotline of Rural Commercial Bank

Rural Commercial Bank’s 24-hour manual service hotline, you can call 95588 for consultation.

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The bank’s profit channels are loans, bank insurance, sales of wealth management fund products, sales of financial equipment, financial intelligent terminal business consumption profits, hedging business, and bills Business etc.

The profit ratio of most banks in China is: 30% from loans, 10% from bank insurance, 10% from sales of financial fund products, 5% from sales of financial equipment, and 30% from consumption of financial intelligent terminal businesses %, hedging business 5%, bill business 10%, etc.; the profit ratio of foreign banks is: loans 15%, banking insurance 15%, sales of wealth management fund products 15%, sales of financial equipment 10%, financial intelligent terminal business consumption Profit 35%, hedging business 5%, bill business 5%, etc.

On February 24, 2016, media reported that 7 of the 16 listed banks had handed over last year’s performance reports, and generally net profits continued to decline. The performance report shows that the net profit attributable to shareholders of the parent company for these seven banks in 2015 was 271.661 billion yuan, which means that the seven banks made a net profit of 744 million yuan every day last year. Although this value is still among the best in various industries, the continued decline in profit growth is still a future trend. The net profit growth rates of 7 banks all declined to varying degrees compared with 2014. The net profit growth rates of 6 joint-stock banks even fell to single digits. The net profits of China Merchants Bank, Industrial Bank, Hua Xia Bank, China CITIC Bank and Shanghai Pudong Development Bank increased. The average speed dropped by more than half. CITIC Bank’s net profit growth rate was the lowest, only 1.15%. Only Bank of Nanjing, a city commercial bank, maintained double-digit performance, reaching 24.86%.

As the absolute core of my country’s financial system, the banking industry has maintained healthy and stable operations. It is undeniable that due to the impact of the financial crisis and domestic economic structural adjustment, the domestic banking industry is facing a series of profound challenges that cannot be ignored. However, in the post-financial crisis era, my country's banking industry still faces an extremely complex external operating environment.

Global economic integration and the uncertainty of the economic and financial environment have also caused the risks faced by commercial banks to show new characteristics such as complexity, suddenness, diffusion and rapid spread. In terms of market competition, with the continuous improvement of the development and openness of the financial market, the competitive landscape, spatial scope and competitors faced by large banks have been and are continuing to undergo profound changes.

What is the credit card customer service phone number of Wuhan Rural Commercial Bank

Customer service hotline: 95367

1. Credit card service hotline: 4008196568

2. Comprehensive commercial service hotline: 96568 within the province and 027-96568 outside the province.

Because rural commercial banks, referred to as rural commercial banks, are joint shares composed of farmers, rural industrial and commercial families, corporate legal entities and other economic organizations within their jurisdiction. They are joint-stock commercial banks.

The logo design of Wuhan Rural Commercial Bank focuses on the attributes of the financial industry and cleverly combines the regional characteristics of Wuhan City; nine provincial passages, two rivers and four banks, a modern metropolis, the Yellow River The pagoda, the birthplace of Chu culture and other core elements are all highly refined. Ancient Chinese coins with circular holes, the overall shape reflects the traditional philosophical thinking of ancient Chinese circular areas, and is a stable and atmospheric cultural heritage of agricultural and commercial banks; the internal pattern is the water pattern effect after art treatment, subtly integrating the water's The concept integrates the wealth of traditional Chinese culture, as well as the advantages of Wuhan's three towns' geographical hub of the Yangtze River, with thick and varied abstract patterns. The majestic tiger head hint in the modeling in front of the logo gives Wuhan Rural Commercial Bank unanimable dignity and status in the future development of the financial industry.

Wuhan Rural Commercial Bank is a joint-stock commercial bank approved by the China Banking Regulatory Commission. It is China's first provincial-level urban rural commercial bank. It is a local banking institution directly managed by the Municipal Party Committee and the Municipal Government. It is headquartered in Wuhan and has a first-class legal person. It was officially established on September 9, 2009.

Wuhan Rural Commercial Bank is a joint-stock commercial bank approved by the China Banking Regulatory Commission. It is the first provincial-level urban rural commercial bank in China. It is a local banking institution directly managed by the Municipal Party Committee and the Municipal Government, with headquarters in Han and first-class legal entities. It was officially established on September 9, 2009. Wuhan Rural Commercial Bank implements the development strategy of urban and rural development and provides comprehensive commercial banking products and financial services to Wuhan urban and rural areas. The new urban area focuses on economic development centered on "agriculture, rural areas and farmers"; the central urban area mainly provides services for the regional economy, small and medium-sized enterprises and community residents. As of the end of 2011, the bank had 3,078 employees; according to the administrative division of Wuhan, it has established 22 first-class sub-branches, outlets in three towns of Wuhan, and offices in Zengning, Xian'an, Qianfeng, Xian'an and Chibi in Guangzhou Three village banks were launched and established.

Wuhan Rural Commercial Bank Co., Ltd. (hereinafter referred to as Wuhan Rural Commercial Bank) is the first provincial-level urban rural commercial bank approved by the State Council. It is a local banking institution with a first-class legal entity. Wuhan Rural Commercial Bank Co., Ltd. was formerly known as China Xinhe Wuhan Rural Credit Cooperative.

What is the customer service telephone number of Jiangxi Rural Commercial Bank

The customer service telephone number of Jiangxi Rural Commercial Bank is: 96268.

Rural Commercial Bank, referred to as Rural Commercial Bank, is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, corporate legal persons and other economic organizations within its jurisdiction.

Jiang Liming, director of the Cooperative Financial Institutions Supervision Department of the China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be restructured into rural commercial banks. Qualified stocks will be completely cancelled, and qualified rural credit cooperatives will be encouraged to restructure and form rural commercial banks. On the premise of maintaining the overall stability of the legal person status of the county (city), we must steadily promote the reform of provincial federations and gradually build a new relationship between provincial federations and grassroots legal persons with property rights as the link, equity as the link, and regulation as the constraint. , truly forming a unity of interests between the provincial federation and the grassroots legal person society.

The proportion of qualified shares of rural credit cooperatives nationwide has dropped to less than 30%. About 303 rural commercial banks and about 210 rural cooperative banks have been established. The total assets of rural bank institutions account for 10% of the total assets of rural cooperative financial institutions nationwide. 41.4%. In addition, there are 1,424 rural credit cooperatives that have met or basically met the conditions for the establishment of rural commercial banks. Through reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing insider control problem has been effectively solved, and the institution itself has formed an endogenous driving force to promote in-depth institutional reform.

On May 21, 2019, the People's Bank of China announced the "Notice of the People's Bank of China on Lowering the RMB Deposit Reserve Ratio for Rural Commercial Banks Serving County Areas", in response to the central bank's announcement on May 6 for small and medium-sized banks. The policy framework for implementing a lower deposit reserve ratio has been further refined.

The "Notice" clarified that the targeted RRR reduction will be implemented in three times, and clarified the scale of the three times. That is, on May 15 and June 17, the RMB deposit reserve ratio of county rural commercial banks was lowered by 1 percentage point respectively, and on July 15, the deposit reserve ratio was lowered to 8%.

What is the customer service telephone number for Guangzhou Rural Commercial Bank's credit card?

The customer service telephone number for Guangzhou Rural Commercial Bank's credit card is 95313. Please call during working hours

1. Guangzhou Rural Commercial Bank The predecessor of Guangzhou Rural Credit Cooperative was founded in 1951 and has a history of more than 50 years.

Guangzhou Rural Commercial Bank, based in southern Guangdong, adheres to the purpose of serving "agriculture, rural areas and farmers" and has made important contributions to promoting farmers' income increase, agricultural development, rural social stability and urban and rural economic construction.

Guangzhou Rural Commercial Bank, headquartered in Guangzhou, was formerly founded in 1951. A rural credit cooperative was established; in September 1998, the Guangzhou Rural Credit Cooperative Union was established, and in November 2006, the Guangzhou Rural Credit Cooperative Union opened. On the same day, Guangzhou Rural Commercial Bank Co., Ltd. officially opened after being approved by the China Banking Regulatory Commission.

2. The website of Guangzhou Rural Commercial Bank shows that as of the end of December 2015, the bank’s total assets were 580.9 billion yuan, a year-on-year increase of 22.9%. The balance of various deposits was RMB 391.5 billion, a year-on-year increase of 10.5%. The balance of various loans was RMB 223.6 billion, a year-on-year increase of 20.3%. In 2015, the operating profit was RMB 10.5 billion, a year-on-year increase of 23.2%. _阒薖┥绦Net profit in the first three quarters of 2020 was 4.26 billion

1. Guangzhou Rural Commercial Bank, with a balance of agriculture-related loans of 20 billion yuan, is the largest agriculture-related loan balance and highest proportion in Guangzhou. commercial bank. We launched dozens of innovative business varieties such as small credit loans for farmers, "villager business loans", "village community organization loans", "three old renovation loans", and "agricultural and commercial three treasures" portfolio loans. Nearly 80% of the bank's business outlets are located in various villages and towns in Guangzhou, making it one of the first domestic banking institutions to join the issuance of "Huinong Cards". The number of Huinong Cards issued ranks first in the country, providing personal and convenient services for "agriculture, rural areas and farmers" in Guangzhou. , high-quality financial services. Actively carry out the theme activity of "Caring for Thousands of Villages and Tens of Thousands of Households to Build a Happy Guangzhou" to popularize financial knowledge, improve the service environment for supporting agriculture, and enhance the level of services for supporting agriculture.

2. Guangzhou Rural Commercial Bank cooperates with the German International Project Corporation (IPC) to comprehensively carry out loan business for micro enterprises. "Micro Loans" provide mortgage-free loans to micro business owners, with a maximum limit of 1 million yuan, and "Micro Loans" provide loans to small businesses (owners) with a limit of 1 to 10 million yuan, and can accept single or multiple mortgages. Combination method. Launched "Haoyidai", a cluster financing platform for small and medium-sized enterprises, to build a credit factory and a unique business model for small and medium-sized enterprises, with a loan balance of 80 billion yuan for small, medium and micro enterprises. ]_A total of nearly 13 million bank cards have been issued, with more than 6,500 special merchants and more than 2,600 ATM machines. Various settlement businesses including collection of water and electricity bills, telephone bills, and non-tax income agency were successfully launched. Issued the "Sun" series of credit cards, ranking first among regional banks in the province in terms of credit card issuance volume.

3. Guangzhou Rural Commercial Bank carries out the work of "financial services into communities", establishes community banks, builds an omni-channel electronic service network such as online banking, mobile banking, telephone banking, SMS banking, and WeChat banking, and launches The online mall with themes of agricultural products, precious metals, and home life provides urban and rural residents with personal and convenient financial services. _As a local corporate banking institution in Guangzhou, we take advantage of our short decision-making radius and flexible operating mechanism to fully support regional industrial transformation and upgrading, urban infrastructure construction, "three old" transformation and "beautiful countryside" construction, and successfully led the Guangzhou-Foshan Metro, Guangzhou We have provided syndicated loans for water investment and other projects, established good strategic cooperative relationships with Guangzhou Metro, Construction Investment, Water Investment and other enterprise groups, and successfully participated in the construction of West Tower, South China Express, Huadu Automobile City and other projects. At the same time, we fully support the construction of nationwide professional markets for cloth, leather goods, flowers, vegetables, fruits and vegetables wholesale in Guangzhou. In December 2014, the wholly-owned Zhujiang Financial Leasing Company officially opened for operation. It was the first financial leasing company approved by the China Banking Regulatory Commission in Guangdong Province, filling the gap in the financial leasing business of the province's banking system.

Rural Commercial Bank customer service hotline 95588 can be transferred to manual service

95588 is the customer service hotline of Industrial and Commercial Bank of China. How to call the manual customer service of 95588? First, we click on the phone to open the phone. Enter 95588 in the dial key to dial. After entering, you will be asked to voice your needs. Point to the phone and say: Human service. Then follow the menu prompts and enter 7, Complaints and Suggestions. Then select a service type such as 1, and you can successfully access manual customer service.

1. What is the customer service hotline 95588?

95588 is the customer service hotline of ICBC, serving both corporate and private customers.

Citizens can easily enjoy a series of convenient, fast, 24/7 financial services provided by the bank 24 hours a day, 365 days from the phone around them, no matter when and where they are. The fees charged by 95588 are local calls, and there are no charges from the bank.

2. Service items

1. Answer the business outlets and business hours;

2. Answer the related services of telephone banking and online banking;

3. Answer credit card business inquiries;

4. Answer consultations seeking solutions. Balance Inquiry

3. Business Brief

1. Account Information Inquiry

Provides inquiry for basic information and account balances of various accounts and their sub-accounts in the card , account details for the current day, account history details, account unregistered discount details and other functions.

2． Transfer and Remittance

Provides intra-city transfer, long-distance remittance and other functions.

3. Payment service

Provides inquiry and payment functions for various daily expenses such as telephone bills, mobile phone bills, water and electricity bills, gas bills, etc.

4. Investment and financial management

Provides the function of buying and selling stocks, funds, bonds, and gold.

5. Foreign exchange trading

Provides real-time buying and selling of foreign exchange, querying exchange rates, account balances and various transaction details.

6. Credit card services

Provide functions such as card application, card replacement application, card activation, loss report, account inquiry, RMB foreign exchange purchase repayment, credit limit adjustment and other functions.

7. Manual services

Provide business consultation, complaints and suggestions, outlet information, new business introductions, and accept emergency verbal reports of account loss and other services.

8. Remote roaming

Provides the function of handling various banking services in different places where the account is opened.

This ends the introduction to the credit card phone number of Rural Commercial Bank and Zhejiang Rural Commercial Bank. I wonder if you found the information you need?