You can bring your ID card and go to the local branch of the People's Bank of China to check in person or log in to the "Personal Credit Information Service Platform" of the People's Bank of China to register and check for verification. If someone else uses your ID card to apply for a credit card, Can call the police. You can check your personal credit report at a branch of the People's Bank of China. In the report, you can check whether you have applied for a credit card and how many credit cards you have applied for.

If someone else uses your ID card to apply for a credit card, you can call the police. At this time, the bank will sue the bank for using the credit card in the name of the cardholder without the cardholder's consent or authorization. This is a typical case of "impersonating another person's credit card."

After the bank finds out, the impostor will be included in the bank's bad credit record or blacklist.

For cardholders who do not comply with relevant laws and regulations (those who apply for cards fraudulently), the card issuer has the right to cancel the cardholder's qualifications and stop the cardholder's use of the card without prior notice, and Can authorize relevant unit personnel to withdraw their credit cards.

If the card issuer causes losses due to the cardholder's violation of relevant provisions of the articles of association, the card issuer has the right to apply for legal protection and pursue the legal liability of the cardholder or relevant parties in accordance with the law.

There are two methods for querying personal credit information:

Log in to the "Personal Credit Information Service Platform" of the People's Bank of China/. After registration, you can query personal credit information. It is currently only available in certain cities. Query.

After submitting the credit information inquiry request, please visit the platform after 24 hours to obtain the result. If the identity verification fails, please apply again. To ensure the security of your information, the credit information applied for will be automatically cleared after 7 days. Please obtain the query results in a timely manner.

Go to the credit reference office of the local People’s Bank of China with your ID card to check.