Credit cards can indeed be used for transfer operations. This is mainly based on the relevant provisions in the "Notice on Issuing the "Credit Card Business Management Measures". According to Article 49, cardholders can transfer the funds in the credit card to the payee through a bank in another place, but the special agency may have specific processing regulations. It is worth noting that the use of corporate cards is restricted and can only be used for commodity transactions or labor service settlements not exceeding 100,000 yuan. When conducting large-value transactions, you need to present your credit card and ID card at the same time, but IC cards and photo cards Under certain circumstances, ID verification may be waived.

In daily use, cardholders can also choose to deposit cash directly at the card-issuing bank or agent bank, but the transaction must be reviewed and confirmed by the bank before the transaction is completed. If an agent handles it on your behalf, you need to fill in the cardholder's details and hand over the cash in person. At the same time, Article 56 stipulates that if the card-issuing bank violates the management regulations and fails to submit approval or provide relevant information as required, it will face penalties from the People's Bank of China.

In general, the credit card transfer function provides convenience to cardholders, but relevant regulations must be followed when using it to ensure transaction security. This information comes from Baidu Encyclopedia's detailed introduction to the "Credit Card Business Management Measures".