Okay.

1. Ningxia Bank credit card direct sales is a project cooperation between Xia Bank and UnionPay Data on the construction of direct sales channels. Customers do not need to go to a business outlet to apply for a physical card, but can open a special II online through the direct bank client self-service Class account, very convenient and fast.

2. Ningxia Bank’s credit card direct sales has unique advantages in quickly occupying the market and expanding business scale with its high degree of execution and professionalism.