There are two main ways to cancel an Agricultural Bank of China credit card account: telephone cancellation and branch cancellation. The following are the detailed steps:

First, confirm that the credit card account has no outstanding balances, no deposits, and no unpaid fees (such as annual fees). This is a prerequisite for cancellation.

1. Telephone cancellation: Call the Agricultural Bank of China credit card customer service hotline 4006695599. The customer service will assist you in completing the account cancellation application at no additional cost. Make sure you have your card in hand when you log out over the phone to keep your account safe.

2. Branch cancellation: Bring your ID card and credit card to any Agricultural Bank of China branch and explain your intention to cancel the card to the staff. Please note that before canceling, make sure that the credit card status meets the requirements for account cancellation.

Notes on cancellation include: be sure to clear the balance in the card before canceling the card (if there is any excess deposit, it must be withdrawn within 45 days). It is best to notify the bank in advance before the credit card expires. If the card is lost, it must be reported at the counter. handle. If there are new bills within 45 days after canceling the card, you will still be responsible. 46 days after canceling the card, the account status needs to be confirmed again.

After logging out, it is best to cut off the magnetic strip to ensure safety and avoid information leakage. The bank will contact you before the card expires, but if you do not plan to continue using it, you must notify the bank in writing in advance.

Finally, account cancellation may involve points redemption rules, which need to be understood clearly before canceling the account. If you need to cancel your account, you must first settle the account, and then contact customer service according to the corresponding service hotline (4006695599 for Gold Card, 4006195599 for Platinum Card) to apply.

The above is the detailed process and precautions for canceling an Agricultural Bank of China credit card account.