The credit restoration of a dishonest person is as follows:

1. If the overdue amount is caused by subjective reasons, the dishonest person should settle the debt as soon as he discovers that he is overdue. In the future borrowing process, you should also pay more attention to re-cultivate a good credit record;

2. If the overdue reason is not caused by subjective reasons, the defaulter must first clarify the reason for the overdue payment, which is due to third-party repayment Failure or bill not received. Afterwards, the overdue records can be eliminated by appealing to the bank through relevant customer service personnel and describing the true situation of the matter.

Problems with your credit report will result in the inability to apply for credit cards and loans, and will also affect your children's schooling and employment.

Article 231 of the Civil Procedure Law of the People's Republic of China

Lawfully effective civil judgments and rulings, as well as property in criminal judgments and rulings Partial enforcement shall be carried out by the People's Court of first instance or the People's Court at the same level as the People's Court of first instance where the property subject to execution is located.

Other legal documents that are stipulated by law to be executed by the people's court shall be executed by the people's court where the person subject to execution is domiciled or the property subject to execution is located.