If you want to withdraw cash, you can withdraw up to 50% of the credit line, that is, 15000 yuan, with a daily limit of no more than 2000 yuan. For domestic overdraft withdrawals, a handling fee of 0.5% of the withdrawal principal will be charged, with a minimum of 2 yuan and a maximum of 50 caps. From the date of cash withdrawal, the interest shall be calculated at five ten thousandths of the daily interest, and the compound interest shall be calculated monthly. 20 days after the bill date is the due repayment date.

If more cash is needed, it is suggested to directly handle the cash installment.

The application amount must be an integer multiple of 65,438+000 yuan, the lowest is 500 yuan, and the highest does not exceed the available credit limit of the cardholder (excluding overpayment and temporary credit limit), and the accumulated amount does not exceed 50,000 yuan. In other words, if the 30,000 quota is not used up, the cash installment can be handled in full. The number of installments can be 3, 6, 12, 18, and 24, and the corresponding benchmark rates are 0.8 1%, 0.75%, 0.75%, respectively (Note: monthly handling fee = total installment amount * handling fee rate, calculated after installment. )

You can apply directly through the website of CCB. Log in to the credit card homepage of CCB, select installment-cash installment, and click "Apply for cash installment online" on the right to apply. When applying, you need to fill in a RMB settlement account, such as debit card, quasi-credit card and passbook, which is opened in China Construction Bank. Conduct real-time cash audit and issue audit results. Once approved, the money will be transferred to the savings card and will be received immediately.

Assuming 30,000 yuan, 12 installments, the monthly handling fee is 30,000 * 0.75% = 225 yuan. The principal to be repaid every month is 2500 yuan.