With the help of relatives and friends, I asked my friends to help me repay with my credit card. If the personal credit card owes more than 2,000 yuan, I will pay off part of it and transfer the rest to my relatives and friends to help me pay off the debt, thus reducing some handling fees.

Accumulate AliPay membership points. Alipay points can be exchanged for more free loan repayment amount, or offset the credit card loan repayment service fee. Usually, credit card consumption, sign-in and living payment are used to accumulate points, so that you can exchange the free repayment amount when you repay the loan.

Card banks repay in official website, and all banks have designated online banking, mobile banking, official WeChat account and APP credit card repayment service channels. Repayment through the official channels designated by the issuing bank does not require any formalities.

Extended data:

Credit card repayment means that when the cardholder's credit card consumption reaches the final repayment date, in order to ensure the cardholder's good credit record, the bill consumption funds will be returned to the bank.

There are more and more emerging repayment methods, but the mainstream ones are online transfer repayment provided by banks, card-to-card repayment of third-party POS machines, and telephone banking repayment. If you have a fixed repayment method and repayment cycle, the monthly credit card repayment will become "easy" and will never take up too much time, let alone go to the bank to queue up.

In addition, I would like to remind you that when choosing a credit card, you should ask clearly what repayment methods the bank supports and try to handle credit cards with more diversified repayment methods. Don't be fooled by petty profits such as "credit card shopping discount" After all, the convenience of credit card is the most important thing.

References:

Credit card repayment-Baidu Encyclopedia